الرئيسية · شركات التأمين · Bankers

تأمين Bankers في لبنان: البرامج، المنافع، والسعر

البرامج التي نُقارنها لهذه الشركة من تعرفتها الحالية. الأسعار تُحتسب في الحاسبة حسب سيارتك أو أعمار عائلتك.

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برامج تأمين السيارات (7)

شامل

DRIVER

<meta charset="utf-8"> <title>Driver Plan – Benefits</title> <style> body{margin:0;font-family:Arial,Helvetica,sans-serif;background:#f6f8fc} .card{max-width:1080px;margin:32px auto;background:#fff;border:1px solid #dfe3ef;border-radius:8px} .head{background:#0057a6;color:#fff;padding:28px 36px;font-size:16px;font-weight:700} .sec {padding:26px 36px 8px;font-size:18px;font-weight:700;color:#0057a6} ul {margin:0 0 22px 64px;line-height:1.55;font-size:15px} li {margin:0 0 6px} .foot{background:#eff1f7;padding:14px 26px;font-size:10px;color:#555;border-top:1px solid #dfe3ef} </style> <div class="card"> <div class="head">Driver Plan – Benefits & Limits</div> <div class="sec">✓ Core Cover</div> <ul> <li>✓ <strong>All-Risk Cover</strong> (Own Damage / Fire / Theft / Hold-Up) – up to market value</li> <li>✓ <strong>TP Property Damage</strong> – USD 1 000 000</li> <li>✓ <strong>Fire & Explosion</strong> ✓</li> <li>✓ <strong>Theft of Vehicle</strong> – 10 % excess</li> <li>✓ <strong>Hold-Up</strong> – 10 % excess</li> <li>✓ <strong>Partial Theft</strong> – up to USD 2 500</li> <li>✓ <strong>Total-Loss Cover</strong> (65 % repair threshold)</li> <li>✓ <strong>Natural Disaster</strong> – Hail/Storm/Flood up to 10 % of SI (max USD </li><li>✓ <strong>Depreciation on new spare-parts</strong> – 10 % during the year following the manufacturing year, then 5 % per year for the following years up to a maximum of 50 %</li> 10 000) </ul> <div class="sec">✓ Passenger & Driver Cover</div> <ul> <li>✓ <strong>Medical Expenses</strong> – USD 5 000 pp</li> <li>✓ <strong>Death & Disablement</strong> – USD 15 000 pp</li> <li>✓ Bodily-Injury to Passengers – included</li> </ul> <div class="sec">✓ Mobility & Services</div> <ul> <li>✓ <strong>Temporary Car Rental (Total Loss)</strong> – up to 10 days</li> <li>✓ <strong>Roadside Assistance</strong> – covered</li> </ul> <div class="foot">Fresh USD • No sworn-expert requirement • See “Driver” wording (Jan 2025) for full conditions</div> </div>

المنافع
Bankers Assurance — Driver Plan
Core Cover
  • ✓Third Party Liability – Material Damage – USD 500,000 (from 01/01/2026)
  • ✓Bodily Injury in excess of compulsory – USD 250,000, provided the compulsory policy is with Bankers
  • ✓Own Damage – Covered
  • ✓Fire & Explosion – Covered
  • ✓Theft – Covered, 10% excess
  • ✓Hold-Up – Covered, 10% excess
  • ✓Partial Theft – Up to USD 2,500
  • ✓Total Loss – Covered
  • ✓Medical Expenses (passengers) – USD 5,000 per person
  • ✓Death & Disablement (passengers) – USD 15,000 per person
  • ✕Agency Repair – Not covered
  • ✕Depreciation on new spare parts – Applies: 10% in the year after the manufacturing year, then 5% per year, max 50%
Additional Benefits
  • ✓Hail, Storm, Tempest & Flood – Up to 10% of the vehicle's sum insured, max USD 10,000
  • ✓Temporary Car Rental – Total Loss – Up to 10 days per policy period
  • ✕Temporary Car Rental – Repair – Not covered
  • ✓Road Assistance – Included
  • ✕Registration Fees (total loss) – Not covered
  • ✕Litigation Expenses – Not covered
  • ✕Indemnity to Driver – Not covered
Conditions
  • ✓Accident procedure – An expert must attend the place of accident; Bankers approval before any repair
  • ✓Photos – A set of clear photos required, except for brand new vehicles
  • ✓Model years – 2011-2026, vehicle type A (sedan and SUV)
  • ✓Renewal minimum premium – If expiring claims are USD 500 or above, minimum premium rises by at least USD 50.00 above USD 630.00
  • ✓Payment – US dollars, cash or transfer from a foreign account; 30-day premium payment warranty
  • ✕Sports and listed models, foreign plates, vehicles above USD 225,000 – Referral to Bankers
Tariff BA.EX08EN/07052026 effective 01/06/2026 · Minimum premium USD 630.00 · Excluding compulsory; expert presence at the accident mandatory
Collision

DRIVER COLLISION

<!DOCTYPE html><html lang="en"> <head><meta charset="utf-8"> <title>Collision Plan – Benefits</title> <style> body{margin:0;font-family:Arial,Helvetica,sans-serif;background:#f6f8fc} .card{max-width:1080px;margin:32px auto;background:#fff;border:1px solid #dfe3ef;border-radius:8px} .head{background:#7d007d;color:#fff;padding:28px 36px;font-size:26px;font-weight:700} .sec {padding:26px 36px 8px;font-size:18px;font-weight:700;color:#7d007d} ul {margin:0 0 22px 64px;line-height:1.55;font-size:15px} li {margin:0 0 6px} .foot{background:#eff1f7;padding:14px 36px;font-size:12px;color:#555;border-top:1px solid #dfe3ef} </style></head><body> <div class="card"> <div class="head">Collision Plan – Benefits & Limits</div> <div class="sec">✓ Core Cover</div> <ul> <li>✓ <strong>Own Damage (Collision-only)</strong></li> <li>✓ <strong>TP Property Damage</strong> – USD 1 000 000</li> <li>✓ Bodily-Injury Passengers ✓</li> <li>✓ Sworn road-traffic expert must attend scene (mandatory)</li> </ul> <div class="sec">✓ Extra Coverage</div> <ul> <li>✓ <strong>Medical Expenses</strong> – USD 5 000 pp</li> <li>✓ <strong>Death & Disablement</strong> – USD 15 000 pp</li> <li>✓ Car Rental (TL / Repair) – up to 10 days • 2-day excess (repair)</li> <li>✓ Roadside Assistance – covered</li> </ul> <div class="foot">Excludes hit-and-run &amp; collision with objects • See “Collision” wording for full exclusions</div> </div></body></html>

المنافع
Bankers Assurance — Driver Collision Plan
Core Cover
  • ✓Third Party Liability – Material Damage – USD 1,000,000
  • ✓Bodily Injury in excess of compulsory – USD 250,000, provided the compulsory policy is with Bankers
  • ✓Own Damage – Following collision solely with another vehicle(s)
  • ✓Fire & Explosion – Following collision solely with another vehicle(s)
  • ✓Theft – Covered, 10% excess
  • ✓Hold-Up – Covered, 10% excess
  • ✓Total Loss – Following collision solely with another vehicle(s)
  • ✕Partial Theft – Not covered
  • ✓Medical Expenses (passengers) – USD 5,000 per person
  • ✓Death & Disablement (passengers) – USD 15,000 per person
  • ✕Agency Repair – Not covered
  • ✕Depreciation on new spare parts – Applies: 10% in the year after the manufacturing year, then 5% per year, max 50%
Additional Benefits
  • ✕Hail, Storm, Tempest & Flood – Not covered
  • ✓Temporary Car Rental – Total Loss – Up to 10 days per policy period
  • ✕Temporary Car Rental – Repair – Not covered
  • ✓Road Assistance – Included
  • ✕Registration Fees (total loss) – Not covered
  • ✕Litigation Expenses – Not covered
  • ✕Indemnity to Driver – Not covered
Conditions
  • ✓Accident procedure – A sworn road traffic expert must attend the accident with the colliding vehicles; Bankers approval before any repair
  • ✕Collision exclusions – Damage reported without the expert and colliding vehicles, damage not from a collision, collision with objects, animals, persons, fences, trees or poles, hit and run
  • ✓Photos – A set of clear photos required, except for brand new vehicles
  • ✓Model years – 2007-2026, vehicle type A (sedan and SUV)
  • ✓Payment – US dollars, cash or transfer from a foreign account; 30-day premium payment warranty
  • ✕Sports and listed models, foreign plates, vehicles above USD 225,000 – Referral to Bankers
Tariff BA.EX08EN/07052026 effective 01/06/2026 · Minimum premium USD 350.00 · Collision solely with another vehicle, sworn road traffic expert at the accident mandatory
Collision

DRIVER+ Collision Excluding Agency Repair

<!DOCTYPE html><html lang="en"> <head><meta charset="utf-8"> <title>Collision + Plan – Benefits</title> <style> body{margin:0;font-family:Arial,Helvetica,sans-serif;background:#f6f8fc} .card{max-width:1080px;margin:32px auto;background:#fff;border:1px solid #dfe3ef;border-radius:8px} .head{background:#940098;color:#fff;padding:28px 36px;font-size:26px;font-weight:700} .sec {padding:26px 36px 8px;font-size:18px;font-weight:700;color:#940098} ul {margin:0 0 22px 64px;line-height:1.55;font-size:15px} li {margin:0 0 6px} .foot{background:#eff1f7;padding:14px 36px;font-size:12px;color:#555;border-top:1px solid #dfe3ef} </style></head><body> <div class="card"> <div class="head">Collision + Plan – Benefits & Limits</div> <div class="sec">✓ Core Cover</div> <ul> <li>✓ <strong>Own Damage (Collision-only)</strong></li> <li>✓ <strong>TP Property Damage</strong> – USD 1 000 000</li> <li>✓ Bodily-Injury Passengers ✓</li> <li>✓ Sworn expert attendance mandatory</li> </ul> <div class="sec">✓ Extra Coverage</div> <ul> <li>✓ <strong>Medical Expenses</strong> – USD 7 500 pp</li> <li>✓ <strong>Death & Disablement</strong> – USD 25 000 pp</li> <li>✓ Indemnity to Driver – USD 50 / day (max USD 5 000) • 3-day excess</li> <li>✓ Car Rental (TL / Repair) – up to 10 days • 2-day excess (repair)</li> <li>✓ Roadside Assistance – covered</li> </ul> <div class="foot">Enhanced passenger limits vs. Collision plan • Same sworn-expert requirement</div> </div></body></html>

المنافع
Bankers Assurance — Driver+ Collision Plan (excluding agency repair)
Core Cover
  • ✓Third Party Liability – Material Damage – USD 1,000,000
  • ✓Bodily Injury in excess of compulsory – USD 1,000,000 combined limit, provided the compulsory policy is with Bankers
  • ✓Own Damage – Following collision solely with another vehicle(s)
  • ✓Fire & Explosion – Following collision solely with another vehicle(s)
  • ✓Theft – Covered (no excess stated)
  • ✓Hold-Up – Covered (no excess stated)
  • ✓Total Loss – Following collision solely with another vehicle(s)
  • ✕Partial Theft – Not covered
  • ✓Medical Expenses (passengers) – USD 7,500 per person
  • ✓Death & Disablement (passengers) – USD 25,000 per person
  • ✕Agency Repair – Not covered
  • ✓Depreciation on new spare parts – Applies only to vehicles manufactured 2018 and below
Additional Benefits
  • ✕Hail, Storm, Tempest & Flood – Not covered
  • ✓Temporary Car Rental – Total Loss – Up to 10 days per policy period
  • ✓Temporary Car Rental – Repair – Up to 10 days per policy period, 2-day excess each and every loss
  • ✓Indemnity to Driver – Up to USD 50 per day, max USD 5,000 per claim and per policy period, 3-day excess each and every loss
  • ✓Registration Fees (total loss) – Up to 3% of car value (aggregate limit)
  • ✓Litigation Expenses – USD 5,000 (aggregate limit)
  • ✓Road Assistance – Included
Conditions
  • ✓Accident procedure – A sworn road traffic expert must attend the accident with the colliding vehicles; Bankers approval before any repair
  • ✕Collision exclusions – Damage reported without the expert and colliding vehicles, damage not from a collision, collision with objects, animals, persons, fences, trees or poles, hit and run
  • ✓Photos – A set of clear photos required, except for brand new vehicles
  • ✓Model years – 2013-2026, vehicle type A (sedan and SUV)
  • ✓Payment – US dollars, cash or transfer from a foreign account; 30-day premium payment warranty
  • ✕Sports and listed models, foreign plates, vehicles above USD 225,000 – Referral to Bankers
Tariff BA.EX08EN/07052026 effective 01/06/2026 · Minimum premium USD 400.00 · Collision solely with another vehicle, sworn road traffic expert at the accident mandatory
Collision

DRIVER+ Collision Including Agency Repair

المنافع
Bankers Assurance — Driver+ Collision Plan (including agency repair)
Core Cover
  • ✓Third Party Liability – Material Damage – USD 1,000,000
  • ✓Bodily Injury in excess of compulsory – USD 1,000,000 combined limit, provided the compulsory policy is with Bankers
  • ✓Own Damage – Following collision solely with another vehicle(s)
  • ✓Fire & Explosion – Following collision solely with another vehicle(s)
  • ✓Theft – Covered (no excess stated)
  • ✓Hold-Up – Covered (no excess stated)
  • ✓Total Loss – Following collision solely with another vehicle(s)
  • ✕Partial Theft – Not covered
  • ✓Medical Expenses (passengers) – USD 7,500 per person
  • ✓Death & Disablement (passengers) – USD 25,000 per person
  • ✓Agency Repair – Covered, models 2020-2026 only
  • ✓Depreciation on new spare parts – Applies only to vehicles manufactured 2018 and below (this option covers models 2020-2026)
Additional Benefits
  • ✕Hail, Storm, Tempest & Flood – Not covered
  • ✓Temporary Car Rental – Total Loss – Up to 10 days per policy period
  • ✓Temporary Car Rental – Repair – Up to 10 days per policy period, 2-day excess each and every loss
  • ✓Indemnity to Driver – Up to USD 50 per day, max USD 5,000 per claim and per policy period, 3-day excess each and every loss
  • ✓Registration Fees (total loss) – Up to 3% of car value (aggregate limit)
  • ✓Litigation Expenses – USD 5,000 (aggregate limit)
  • ✓Road Assistance – Included
Conditions
  • ✓Accident procedure – A sworn road traffic expert must attend the accident with the colliding vehicles; Bankers approval before any repair
  • ✕Collision exclusions – Damage reported without the expert and colliding vehicles, damage not from a collision, collision with objects, animals, persons, fences, trees or poles, hit and run
  • ✓Photos – A set of clear photos required, except for brand new vehicles
  • ✓Model years – 2020-2026 only, vehicle type A (sedan and SUV)
  • ✓Payment – US dollars, cash or transfer from a foreign account; 30-day premium payment warranty
  • ✕Sports and listed models, foreign plates, vehicles above USD 225,000 – Referral to Bankers
Tariff BA.EX08EN/07052026 effective 01/06/2026 · Minimum premium USD 500.00 · Agency repair for models 2020-2026 only; collision solely with another vehicle, sworn expert at the accident mandatory
شامل

DRIVER+ Excluding Agency Repair

<!DOCTYPE html><html lang="en"> <head><meta charset="utf-8"> <title>Driver + Plan – Benefits</title> <style> body{margin:0;font-family:Arial,Helvetica,sans-serif;background:#f6f8fc} .card{max-width:1080px;margin:32px auto;background:#fff;border:1px solid #dfe3ef;border-radius:8px} .head{background:#006bc1;color:#fff;padding:28px 36px;font-size:26px;font-weight:700} .sec {padding:26px 36px 8px;font-size:18px;font-weight:700;color:#006bc1} ul {margin:0 0 22px 64px;line-height:1.55;font-size:15px} li {margin:0 0 6px} .foot{background:#eff1f7;padding:14px 36px;font-size:12px;color:#555;border-top:1px solid #dfe3ef} </style></head><body> <div class="card"> <div class="head">Driver + Plan – Benefits & Limits</div> <div class="sec">✓ Core Cover</div> <ul> <li>✓ <strong>All-Risk Cover</strong> – 0 ded. on Theft/Hold-Up</li> <li>✓ <strong>TP Property Damage</strong> – USD 1 000 000</li> <li>✓ Fire & Explosion ✓</li> <li>✓ Theft of Vehicle ✓</li> <li>✓ Hold-Up ✓</li> <li>✓ Partial Theft – up to USD 2 500</li> <li>✓ Total Loss (65 % rule)</li> <li>✓ Natural Disaster – Hail 10 % (≤ USD 10 000) • Storm/Tempest/Flood 100 % SI</li> <li>✓ <strong>Depreciation on new spare-parts</strong> – applied for vehicles model 2017 and below</li> </ul> <div class="sec">✓ Passenger & Driver Cover</div> <ul> <li>✓ <strong>Medical Expenses</strong> – USD 7 500 pp</li> <li>✓ <strong>Death & Disablement</strong> – USD 25 000 pp</li> <li>✓ Indemnity to Driver – USD 50 / day (max USD 5 000) • 3-day excess</li> </ul> <div class="sec">✓ Mobility & Services</div> <ul> <li>✓ Car Rental (Total Loss / Repair) – up to 10 days • 2-day excess (repair)</li> <li>✓ Registration Fees (TL) – up to 3 % of car value</li> <li>✓ Litigation Expenses – USD 5 000 (aggregate)</li> <li>✓ Roadside Assistance – covered</li> </ul> <div class="foot">Fresh USD • See “Driver +” wording (Jan 2025) for full terms</div> </div></body></html>

المنافع
Bankers Assurance — Driver+ Plan (excluding agency repair)
Core Cover
  • ✓Third Party Liability – Material Damage – USD 1,000,000
  • ✓Bodily Injury in excess of compulsory – USD 1,000,000 combined limit, provided the compulsory policy is with Bankers
  • ✓Own Damage – Covered
  • ✓Fire & Explosion – Covered
  • ✓Theft – Covered (no excess stated)
  • ✓Hold-Up – Covered (no excess stated)
  • ✓Partial Theft – Up to USD 2,500
  • ✓Total Loss – Covered
  • ✓Medical Expenses (passengers) – USD 7,500 per person
  • ✓Death & Disablement (passengers) – USD 25,000 per person
  • ✕Agency Repair – Not covered
  • ✓Depreciation on new spare parts – Applies only to vehicles manufactured 2018 and below
Additional Benefits
  • ✓Hail – Up to 10% of the vehicle's sum insured, max USD 10,000
  • ✓Storm, Tempest & Flood – Up to 100% of the vehicle's insured value or market value, whichever is less
  • ✓Temporary Car Rental – Total Loss – Up to 10 days per policy period
  • ✓Temporary Car Rental – Repair – Up to 10 days per policy period, 2-day excess each and every loss
  • ✓Replacement car daily limit – Max USD 50 per day for vehicles valued USD 50,000-225,000 (instead of USD 30)
  • ✓Indemnity to Driver – Up to USD 50 per day, max USD 5,000 per claim and per policy period, 3-day excess each and every loss
  • ✓Registration Fees (total loss) – Up to 3% of car value (aggregate limit)
  • ✓Litigation Expenses – USD 5,000 (aggregate limit)
  • ✓Road Assistance – Included
Conditions
  • ✓New business discount – 10% for vehicles USD 30,000-50,000; 15% for vehicles USD 50,000-225,000 (included)
  • ✓Accident procedure – An expert must attend the place of accident; Bankers approval before any repair
  • ✓Photos – A set of clear photos required, except for brand new vehicles
  • ✓Model years – 2013-2026, vehicle type A (sedan and SUV)
  • ✓Payment – US dollars, cash or transfer from a foreign account; 30-day premium payment warranty
  • ✕Sports and listed models, foreign plates, vehicles above USD 225,000 – Referral to Bankers
Tariff BA.EX08EN/07052026 effective 01/06/2026 · Minimum premium USD 705.00 · Excluding compulsory; expert presence at the accident mandatory
شامل

DRIVER+ Including Agency Repair

<!DOCTYPE html><html lang="en"> <head><meta charset="utf-8"> <title>Driver + Plan – Benefits</title> <style> body{margin:0;font-family:Arial,Helvetica,sans-serif;background:#f6f8fc} .card{max-width:1080px;margin:32px auto;background:#fff;border:1px solid #dfe3ef;border-radius:8px} .head{background:#006bc1;color:#fff;padding:28px 36px;font-size:26px;font-weight:700} .sec {padding:26px 36px 8px;font-size:18px;font-weight:700;color:#006bc1} ul {margin:0 0 22px 64px;line-height:1.55;font-size:15px} li {margin:0 0 6px} .foot{background:#eff1f7;padding:14px 36px;font-size:12px;color:#555;border-top:1px solid #dfe3ef} </style></head><body> <div class="card"> <div class="head">Driver + Plan – Benefits & Limits</div> <div class="sec">✓ Core Cover</div> <ul> <li>✓ <strong>All-Risk Cover</strong> – 0 ded. on Theft/Hold-Up</li> <li>✓ <strong>TP Property Damage</strong> – USD 1 000 000</li> <li>✓ Fire & Explosion ✓</li> <li>✓ Theft of Vehicle ✓</li> <li>✓ Hold-Up ✓</li> <li>✓ Partial Theft – up to USD 2 500</li> <li>✓ Total Loss (65 % rule)</li> <li>✓ Natural Disaster – Hail 10 % (≤ USD 10 000) • Storm/Tempest/Flood 100 % SI</li> <li>✓ <strong>Depreciation on new spare-parts</strong> – applied for vehicles model 2017 and below</li> </ul> <div class="sec">✓ Passenger & Driver Cover</div> <ul> <li>✓ <strong>Medical Expenses</strong> – USD 7 500 pp</li> <li>✓ <strong>Death & Disablement</strong> – USD 25 000 pp</li> <li>✓ Indemnity to Driver – USD 50 / day (max USD 5 000) • 3-day excess</li> </ul> <div class="sec">✓ Mobility & Services</div> <ul> <li>✓ Car Rental (Total Loss / Repair) – up to 10 days • 2-day excess (repair)</li> <li>✓ Registration Fees (TL) – up to 3 % of car value</li> <li>✓ Litigation Expenses – USD 5 000 (aggregate)</li> <li>✓ Roadside Assistance – covered</li> </ul> <div class="foot">Fresh USD • See “Driver +” wording (Jan 2025) for full terms</div> </div></body></html>

المنافع
Bankers Assurance — Driver+ Plan (including agency repair)
Core Cover
  • ✓Third Party Liability – Material Damage – USD 1,000,000
  • ✓Bodily Injury in excess of compulsory – USD 1,000,000 combined limit, provided the compulsory policy is with Bankers
  • ✓Own Damage – Covered
  • ✓Fire & Explosion – Covered
  • ✓Theft – Covered (no excess stated)
  • ✓Hold-Up – Covered (no excess stated)
  • ✓Partial Theft – Up to USD 2,500
  • ✓Total Loss – Covered
  • ✓Medical Expenses (passengers) – USD 7,500 per person
  • ✓Death & Disablement (passengers) – USD 25,000 per person
  • ✓Agency Repair – Covered, models 2020-2026 only
  • ✓Depreciation on new spare parts – Applies only to vehicles manufactured 2018 and below (this option covers models 2020-2026)
Additional Benefits
  • ✓Hail – Up to 10% of the vehicle's sum insured, max USD 10,000
  • ✓Storm, Tempest & Flood – Up to 100% of the vehicle's insured value or market value, whichever is less
  • ✓Temporary Car Rental – Total Loss – Up to 10 days per policy period
  • ✓Temporary Car Rental – Repair – Up to 10 days per policy period, 2-day excess each and every loss
  • ✓Replacement car daily limit – Max USD 50 per day for vehicles valued USD 50,000-225,000 (instead of USD 30)
  • ✓Indemnity to Driver – Up to USD 50 per day, max USD 5,000 per claim and per policy period, 3-day excess each and every loss
  • ✓Registration Fees (total loss) – Up to 3% of car value (aggregate limit)
  • ✓Litigation Expenses – USD 5,000 (aggregate limit)
  • ✓Road Assistance – Included
Conditions
  • ✓New business discount – 10% for vehicles USD 30,000-50,000; 15% for vehicles USD 50,000-225,000 (included)
  • ✓Accident procedure – An expert must attend the place of accident; Bankers approval before any repair
  • ✓Photos – A set of clear photos required, except for brand new vehicles
  • ✓Model years – 2020-2026 only, vehicle type A (sedan and SUV)
  • ✓Payment – US dollars, cash or transfer from a foreign account; 30-day premium payment warranty
  • ✕Sports and listed models, foreign plates, vehicles above USD 225,000 – Referral to Bankers
Tariff BA.EX08EN/07052026 effective 01/06/2026 · Minimum premium USD 830.00 · Agency repair for models 2020-2026 only; expert presence at the accident mandatory
Collision

DRIVER+Collision Including Agency Repair

<!DOCTYPE html><html lang="en"> <head><meta charset="utf-8"> <title>Collision + Plan – Benefits</title> <style> body{margin:0;font-family:Arial,Helvetica,sans-serif;background:#f6f8fc} .card{max-width:1080px;margin:32px auto;background:#fff;border:1px solid #dfe3ef;border-radius:8px} .head{background:#940098;color:#fff;padding:28px 36px;font-size:26px;font-weight:700} .sec {padding:26px 36px 8px;font-size:18px;font-weight:700;color:#940098} ul {margin:0 0 22px 64px;line-height:1.55;font-size:15px} li {margin:0 0 6px} .foot{background:#eff1f7;padding:14px 36px;font-size:12px;color:#555;border-top:1px solid #dfe3ef} </style></head><body> <div class="card"> <div class="head">Collision + Plan – Benefits & Limits</div> <div class="sec">✓ Core Cover</div> <ul> <li>✓ <strong>Own Damage (Collision-only)</strong></li> <li>✓ <strong>TP Property Damage</strong> – USD 1 000 000</li> <li>✓ Bodily-Injury Passengers ✓</li> <li>✓ Sworn expert attendance mandatory</li> </ul> <div class="sec">✓ Extra Coverage</div> <ul> <li>✓ <strong>Medical Expenses</strong> – USD 7 500 pp</li> <li>✓ <strong>Death & Disablement</strong> – USD 25 000 pp</li> <li>✓ Indemnity to Driver – USD 50 / day (max USD 5 000) • 3-day excess</li> <li>✓ Car Rental (TL / Repair) – up to 10 days • 2-day excess (repair)</li> <li>✓ Roadside Assistance – covered</li> </ul> <div class="foot">Enhanced passenger limits vs. Collision plan • Same sworn-expert requirement</div> </div></body></html>

المنافع
Bankers Assurance — Driver+ Collision Plan (including agency repair)
Core Cover
  • ✓Third Party Liability – Material Damage – USD 1,000,000
  • ✓Bodily Injury in excess of compulsory – USD 1,000,000 combined limit, provided the compulsory policy is with Bankers
  • ✓Own Damage – Following collision solely with another vehicle(s)
  • ✓Fire & Explosion – Following collision solely with another vehicle(s)
  • ✓Theft – Covered (no excess stated)
  • ✓Hold-Up – Covered (no excess stated)
  • ✓Total Loss – Following collision solely with another vehicle(s)
  • ✕Partial Theft – Not covered
  • ✓Medical Expenses (passengers) – USD 7,500 per person
  • ✓Death & Disablement (passengers) – USD 25,000 per person
  • ✓Agency Repair – Covered, models 2020-2026 only
  • ✓Depreciation on new spare parts – Applies only to vehicles manufactured 2018 and below (this option covers models 2020-2026)
Additional Benefits
  • ✕Hail, Storm, Tempest & Flood – Not covered
  • ✓Temporary Car Rental – Total Loss – Up to 10 days per policy period
  • ✓Temporary Car Rental – Repair – Up to 10 days per policy period, 2-day excess each and every loss
  • ✓Indemnity to Driver – Up to USD 50 per day, max USD 5,000 per claim and per policy period, 3-day excess each and every loss
  • ✓Registration Fees (total loss) – Up to 3% of car value (aggregate limit)
  • ✓Litigation Expenses – USD 5,000 (aggregate limit)
  • ✓Road Assistance – Included
Conditions
  • ✓Accident procedure – A sworn road traffic expert must attend the accident with the colliding vehicles; Bankers approval before any repair
  • ✕Collision exclusions – Damage reported without the expert and colliding vehicles, damage not from a collision, collision with objects, animals, persons, fences, trees or poles, hit and run
  • ✓Photos – A set of clear photos required, except for brand new vehicles
  • ✓Model years – 2020-2026 only, vehicle type A (sedan and SUV)
  • ✓Payment – US dollars, cash or transfer from a foreign account; 30-day premium payment warranty
  • ✕Sports and listed models, foreign plates, vehicles above USD 225,000 – Referral to Bankers
Tariff BA.EX08EN/07052026 effective 01/06/2026 · Minimum premium USD 500.00 · Agency repair for models 2020-2026 only; collision solely with another vehicle, sworn expert at the accident mandatory

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