MEDGULF insurance in Lebanon: plans, benefits and price
The plans we compare for this insurer, from its current tariff. Premiums are computed in the calculator for your car or your family's ages.
Compare car insurance prices now Compare health insurance prices nowCar insurance plans (7)
COLLISION PLAN (MEDGULF)
Medgulf Collision plan, model years 2006-2026: own damage, fire, theft and passenger injury paid only after a collision with a known third-party vehicle certified by a sworn traffic expert. TPL 500,000; PA 10,000; medical 2,500. No dealer repair. Depreciation on new spare parts from the 2nd year, 5% per year up to 50%. Total loss deductible 10%. Minimum premium 325.00. Effective January 2026, BI excluded.
Benefits
- ✓Cover – Own damage, fire, theft and passenger injury only after a collision with a known third-party vehicle
- ✓Material TPL – 500,000
- ✓Death / disability – 10,000 per person, 50,000 aggregate
- ✓Medical expenses – 2,500 per person, 12,500 aggregate
- ✕Dealer repair – Not covered
- ✕Depreciation on new spare parts – None in year 1, then 5% per year up to 50%
- ✓Total loss deductible – 10%
- ✕Scratching and denting – Not covered
- ✓Litigation fees – Up to 5,000
- ✓Road assistance – Unlimited
- ✓Expert report – Sworn traffic expert at the accident location
- ✓Additional deductible – 100.00 if licence under 1 year or driver under 21
ELECTRIC & HYBRID (MEDGULF)
Medgulf Electrical and Hybrid Vehicle plan, all risk without dealer repair, model years 2021-2026, cars up to 300,000. TPL 1,000,000; PA 10,000; medical 2,500. Depreciation on new spare parts 10% from the 2nd year of make, max 30%. Battery deductible: electric 10% from year 1 (max 50%), hybrid from year 2 (max 30%). Shipping of parts not available locally borne by the insured. Fire from unsafe charging excluded. Minimum premium 600.00. Effective January 2026, BI excluded.
Benefits
- ✓Material TPL – 1,000,000
- ✓Death / disability driver and passengers – 10,000 per person, 50,000 aggregate
- ✓Medical expenses – 2,500 per person, 12,500 aggregate
- ✕Depreciation on new spare parts – 10% from the 2nd year of make, max 30%
- ✓Battery deductible – Electric 10% from year 1 (max 50%); hybrid from year 2 (max 30%)
- ✓Airbags – No depreciation
- ✓Total loss deductible – 10%
- ✓Replacement car – 75.00 per day up to 10 days; total loss US$750 but US$1,000 for vehicle above US$50,000
- ✓Registration fees on total loss – 7.5% of indemnity
- ✓Partial theft – Up to 10,000
- ✓Scratching and denting – Covered subject to Vehicle's inspection by Medgulf / Motion
- ✓SRCC – $5,000 per claim & $50,000 in the aggregate
- ✕Shipping of spare parts – Borne by the insured if not available locally
- ✕Unsafe charging fire – Excluded
- ✓Natural perils – 10% of value, max 20,000
- ✓Litigation fees – Up to US$5,000 annual aggregate limit
- ✓Vinyl – Covered subject to an accident, if installed upgraded & value declared
- ✓Road assistance – Unlimited
- ✓Additional deductible – 100.00 if driving licence valid for less than one year & driver age less than 21
- ✓Payment – Fresh USD within 30 days
- ✓Type of cars – Private regular cars; sports and high-end on approval
- ✓Pre-risk inspection – All new cars inspected by Medgulf
ELECTRIC & HYBRID + DEALER (MEDGULF)
Medgulf Electrical and Hybrid Vehicle plan with dealer repair (Medgulf approved workshop for Chinese makes without a dealer), model years 2021-2026, cars up to 300,000. TPL 1,000,000; PA 10,000; medical 2,500. No depreciation on new spare parts. Battery deductible: electric 10% from year 1 (max 50%), hybrid from year 2 (max 30%). Replacement car 75 per day up to 10 days. Minimum premium 725.00. Effective January 2026, BI excluded.
Benefits
- ✓Material TPL – 1,000,000
- ✓Death / disability driver and passengers – 10,000 per person, 50,000 aggregate
- ✓Medical expenses – 2,500 per person, 12,500 aggregate
- ✓Dealer repair – Authorized dealer in Lebanon; if no authorized dealer exists, repairs at Medgulf approved network workshop (for Chinese vehicles); road traffic expert report at time & place of accident and presence of the third party
- ✓Depreciation on new spare parts – None
- ✓Battery deductible – Electric 10% from year 1 (max 50%); hybrid from year 2 (max 30%)
- ✓Airbags – No depreciation
- ✓Total loss deductible – 10%
- ✓Replacement car – 75.00 per day up to 10 days; total loss US$750 but US$1,000 for vehicle above US$50,000
- ✓Registration fees on total loss – 7.5% of indemnity
- ✓Partial theft – Up to 10,000
- ✓Scratching and denting – Covered subject to Vehicle's inspection by Medgulf / Motion
- ✓SRCC – $5,000 per claim & $50,000 in the aggregate
- ✕Shipping of spare parts – Borne by the insured if not available locally
- ✕Unsafe charging fire – Excluded
- ✓Natural perils – 10% of value, max 20,000
- ✓Litigation fees – Up to US$5,000 annual aggregate limit
- ✓Vinyl – Covered subject to an accident, if installed upgraded & value declared
- ✓Road assistance – Unlimited
- ✓Additional deductible – 100.00 if driving licence valid for less than one year & driver age less than 21
- ✓Payment – Fresh USD within 30 days
- ✓Type of cars – Private regular cars; sports and high-end on approval
- ✓Pre-risk inspection – All new cars inspected by Medgulf
GOLD(MEDGULF)
Medgulf Gold, all risk excluding dealer repair, cars up to 300,000. TPL 1,000,000; PA 10,000 per person; medical 2,500. No depreciation on new spare parts for model years 2021 and later, 5% per year up to 50% before. Replacement car 50 per day up to 7 days, 500 on total loss. Registration fees 3%, partial theft up to 8,000, SRCC 5,000, natural perils 10,000, litigation 5,000. Minimum premium 600.00. Effective January 2026, BI excluded.
Benefits
- ✓Material TPL – 1,000,000
- ✓Death / disability driver and passengers – 10,000 per person, 50,000 aggregate
- ✓Medical expenses – 2,500 per person, 12,500 aggregate
- ✓Depreciation on new spare parts – None for model years 2021+; 5% per year up to 50% before
- ✕Dealer repair – Not included
- ✓Total loss deductible – 10%
- ✓Replacement car – 50.00 per day up to 7 days; 500.00 on total loss
- ✓Registration fees – 3% of car value
- ✓Partial theft – Up to 8,000, one claim
- ✓Scratching and denting – Covered after inspection
- ✓SRCC – Up to 5,000
- ✓Natural perils – Up to 10,000
- ✓Litigation fees – Up to 5,000
- ✓Road assistance – Unlimited
- ✓Additional deductible – 100.00 if driver under 21 or licence under 1 year
- ✓Payment – Fresh USD within 30 days
- ✓Type of cars – Private regular cars; sports and high-end on approval
- ✓Pre-risk inspection – All new cars inspected by Medgulf
PLATINUM (MEDGULF)
Medgulf Platinum, all risk with dealer repair, cars 15,000 to 300,000, model years 2019 and later. TPL 1,000,000; PA 10,000 per person; medical 2,500. No depreciation on new spare parts. Replacement car 75 per day up to 10 days, 750 on total loss (1,000 above 50,000). Registration fees 7.5%, partial theft up to 10,000, SRCC 5,000 per claim, natural perils 10% of value up to 20,000, litigation 5,000. Minimum premium 725.00. Effective January 2026, BI excluded.
Benefits
- ✓Material TPL – 1,000,000
- ✓Death / disability driver and passengers – 10,000 per person, 50,000 aggregate
- ✓Medical expenses – 2,500 per person, 12,500 aggregate
- ✓Dealer repair – Included, with expert report and third party present
- ✓Depreciation on new spare parts – None
- ✓Total loss deductible – 10%
- ✓Replacement car – 75.00 per day up to 10 days; 750.00 on total loss (1,000 above 50,000)
- ✓Registration fees – 7.5% of car value
- ✓Partial theft – Up to 10,000, one claim
- ✓Scratching and denting – Covered after inspection
- ✓SRCC – 5,000 per claim, 50,000 aggregate
- ✓Natural perils – 10% of value, max 20,000
- ✓Litigation fees – Up to 5,000
- ✓Road assistance – Unlimited
- ✓Additional deductible – 100.00 if driver under 21 or licence under 1 year
- ✓Payment – Fresh USD within 30 days
- ✓Type of cars – Private regular cars; sports and high-end on approval
- ✓Pre-risk inspection – All new cars inspected by Medgulf
- ✓Model year 2019 – Accepted only for car value above 50,000 (not available for 15,000 – 50,000)
SILVER(MEDGULF)
Medgulf Silver, all risk at Medgulf workshop, cars up to 25,000. TPL 500,000; PA 5,000 per person; medical 1,000. Replacement car 20 per day from day 2, max 5 days. No depreciation on new spare parts in the first year of make, then 5% per year up to 50%. Total loss deductible 15%. Scratching and denting, partial theft and registration fees not covered. Minimum premium 500.00. Effective January 2026, BI excluded.
Benefits
- ✓Material TPL – 500,000
- ✓Death / disability driver and passengers – 5,000 per person, 25,000 aggregate
- ✓Medical expenses – 1,000 per person, 5,000 aggregate
- ✕Dealer repair – Not covered
- ✕Depreciation on new spare parts – None in the 1st year of make, then 5% per year up to 50%
- ✓Total loss deductible – 15%
- ✓Replacement car – 20.00 per day from day 2, max 5 days
- ✕Registration fees – Not covered
- ✕Partial theft – Not covered
- ✕Scratching and denting – Not covered
- ✓SRCC – Up to 1,000
- ✓Natural perils – Up to 500.00
- ✓Road assistance – Unlimited after accident, 2 mechanical
- ✓Additional deductible – 100.00 if driver under 21 or licence under 1 year
- ✓Payment – Fresh USD within 30 days
- ✓Type of cars – Private regular cars; sports and high-end on approval
- ✓Pre-risk inspection – All new cars inspected by Medgulf
TOTAL LOSS (MEDGULF)
Medgulf Total Loss, private cars model year 2005 and later: fire, theft, hold-up and material damage paid only when repairs exceed 65% of market value. TPL 100,000; PA 5,000 per person; medical 1,500. Deductible 10%. Cars under 25,000 at 2.00%, 25,000 and above at 1.75%, minimum premium 200.00. Effective January 2026, BI excluded.
Benefits
- ✓Cover – Fire, theft, hold-up and material damage when repairs exceed 65% of market value
- ✓Material TPL – 100,000
- ✓Bodily injury driver, insured and family – 5,000 per person, 25,000 aggregate
- ✓Medical expenses – 1,500 per person, 7,500 aggregate
- ✓Deductible – 10%
- ✓Depreciation on car value – 2% per month for brand-new cars (max 15%), then market or insured value
- ✓Road assistance – Up to 100 km, 2 mechanical and 2 accident rides
- ✕War, terrorism, SRCC, natural perils – Excluded
- ✓Payment – Fresh USD within 30 days
- ✓Type of cars – Private regular cars; collection cars 3.00% on approval
Health insurance plans (0)
No plans published yet.
