Securite insurance in Lebanon: plans, benefits and price
The plans we compare for this insurer, from its current tariff. Premiums are computed in the calculator for your car or your family's ages.
Compare car insurance prices now Compare health insurance prices nowCar insurance plans (7)
50/50
50/50 PLAN
Securite Motor 50/50: all risks at half rate, and in case of a claim an additional premium equal to the initial premium is paid once before settlement. TPL 1,000,000; BI not included; PA 30,000 per person; medical 7,500; partial theft 5,000; replacement car 10 days from day 4; travel insurance included; depreciation on new spare parts 10% then 5% per year up to 50%. Minimum premium 355.00. Effective 01/07/2026.
Benefits
Motor 50/50 · Securite Assurance
Core Cover
- ✕Dealer repair – Not covered
- ✓TPL material damage – 1,000,000
- ✕Bodily injury – Not included
- ✓PA death / disability – 30,000 per person, 75,000 aggregate
- ✓Medical expenses – 7,500 per person, 50,000 aggregate
- ✓Fire, total theft, hold-up – No deductible, depreciated market value
- ✓Total loss – Depreciated market value, 10% deductible
- ✓Partial theft – Up to 5,000, no deductible, police report mandatory
- ✕Depreciation on spare parts – 10% in the year after manufacture, then 5% per year up to 50%
- ✓Airbag – Unlimited
Additional Benefits
- ✕Scratching and denting – Not covered
- ✓Replacement car – 10 days from day 4 of repair, up to 35.00 per day; 250.00 on total loss
- ✓Registration fees on total loss – 10%
- ✓Litigation – Up to 5,000 per year
- ✓SRCC – Up to 10,000 aggregate
- ✓Natural perils – Up to market value
- ✓Towing and taxi – Unlimited km per ride, 3 mechanical rides, unlimited accident rides, crane-lift once a year; taxi once per year
- ✓Travel insurance Europe and MENA – Up to 30,000 per trip, 92 days, up to age 65
- ✓Delivery from garage to client – After accidents, network garages
- ✓Valet, car wash, workshop custody – Covered
Conditions
- ✓Claim premium – Additional premium equal to the initial premium, paid once before the claim is settled
- ✓Policy cost – 10.00 added, included in the minimum premium
- ✓Young driver / new licence – 100.00 deductible per loss
- ✓Inspection – 360 video and 4 photos, or branch visit
- ✕Chinese, special and luxury cars – Referral to Securite
Tariff Product Kit V2 2026 effective 01/07/2026 · Minimum premium USD 355.00 · Half-rate all risks: on a claim an additional premium equal to the initial premium is paid once
Collision
Collision (Securite)
Securite Collision plan, cars up to 50,000 and 15 years old: own damage only after an accident with a known third party and a mandatory expert report. TPL 1,000,000; fire, theft and total loss at depreciated market value with 10% deductible; PA 10,000; medical 2,500; replacement car 250.00 on total loss; litigation 2,000. Minimum premium 350.00. Effective 01/07/2026.
Benefits
Collision · Securite Assurance
Core Cover
- ✓Own damage – After collision with a known third party
- ✓TPL material damage – 1,000,000
- ✕Bodily injury – Not included
- ✓Fire, total theft, hold-up – Depreciated market value, 10% deductible
- ✓PA death / disability – 10,000 per person and aggregate
- ✓Medical expenses – 2,500 per person and aggregate
- ✕Depreciation on spare parts – 10% then 5% per year up to 50%
- ✓Airbag – Unlimited
Additional Benefits
- ✓Replacement car on total loss – Up to 250.00
- ✓Registration fees on total loss – Up to 7.5%
- ✓Litigation – Up to 2,000 per year
- ✓Towing – Unlimited km per ride, 3 mechanical rides per year, unlimited accident rides; crane-lift once a year
- ✕Driver 21 or younger with a car 12+ years – Third-party liability only
Conditions
- ✓Policy cost – 10.00 added, included in the minimum premium
- ✓Young driver / new licence – 100.00 deductible per loss
- ✕Chinese, special and luxury cars – Referral to Securite
Tariff Product Kit V2 2026 effective 01/07/2026 · Minimum premium USD 350.00 · Accidents with known third parties, expert report mandatory
All-risk
Infinite
Securite Infinite, all risks in fresh USD without dealer repair, cars up to 300,000 and 15 years old. TPL material damage 1,250,000; BI 500,000 in excess of compulsory with Securite; PA 30,000 per person; medical 10,000. No depreciation on new spare parts up to vehicle age 7, then 5% per year up to 30%. Replacement car 10 days, partial theft 10,000, registration fees 10%, SRCC, natural perils and travel insurance included. Minimum premium 645.00 (includes the 10.00 policy cost). 10% discount above 25,000 with clean history; USD 100 deductible option gives 12% off. Chinese, special and luxury vehicles on referral. Effective 01/07/2026.
Benefits
Infinite · Securite Assurance
Core Cover
- ✕Dealer repair – Not covered (see Infinite + Dealer)
- ✓TPL material damage – 1,250,000
- ✓Bodily injury – 500,000 in excess of compulsory BI with Securite
- ✓PA death / disability – 30,000 per person, 75,000 aggregate
- ✓Medical expenses – 10,000 per person, 50,000 aggregate
- ✓Fire, total theft, hold-up – No deductible, depreciated market value
- ✓Partial theft – Up to 10,000, no deductible
- ✓Depreciation on spare parts – None on new parts for vehicle age 0-7 when used parts are not available locally; otherwise 5% per year, max 30%
- ✓Airbag – Unlimited
Additional Benefits
- ✓Scratching and denting – Vehicle value up to 20,000: immediately if brand new, after 1 year if used; above 20,000: fully covered; both after Securite inspection and approval (intentional acts excluded)
- ✓Replacement car – 10 days from day 3, 35.00 to 100.00 per day; 500.00 / 1,000.00 on total loss
- ✓Registration fees on total loss – Up to 10%
- ✓Litigation – Up to 5,000 per year
- ✓SRCC – Up to 10,000 (above 20,000: market value)
- ✓Natural perils – Up to market value
- ✓Towing and taxi – Unlimited km, taxi 3 times per year
- ✓Travel insurance Europe and MENA – Up to 30,000 per trip, 92 days
- ✓Valet, car wash, workshop custody – Covered
- ✓Car lock replacement – Vehicles 50,001 and above: 50% of the lock value if lost or broken, up to 250.00
- ✕Political violence – Optional, 1% extra, min 100.00
- ✓Electric and hybrid – Battery 10% per year from age 3 (max 30%); unsafe charging fire excluded
Conditions
- ✓Policy cost – 10.00 added, included in the minimum premium
- ✓Young driver / new licence – 100.00 deductible per loss
- ✓Inspection – 360 video and 4 photos, or branch visit
- ✓No Claim Bonus – 5% off the 3rd-year premium after 2 consecutive clean years, minimum premium must be met
- ✓New policy discount – 10% for vehicle value above 25,000 with clean claim history
- ✓Renewal discount – 10% for vehicle value above 25,000 if loss ratio is below 60% (from 01/07/2026)
- ✕Chinese, special and luxury cars – Referral to Securite
Tariff Product Kit V2 2026 effective 01/07/2026 · Minimum premium USD 645.00 · Optional USD 100.00 deductible on each and every loss for 12% off (without dealer repair only)
All-risk
Infinite + Dealer
Securite Infinite with dealer repair, cars up to 4 years old (from 20,001 for ages 1-3, from 35,001 at age 4). Same covers as Infinite, no depreciation on new spare parts. Minimum premium 755.00. Rates marked for clean claim history at ages 3-4. Porsche, Mercedes and luxury cars on referral. Effective 01/07/2026.
Benefits
Infinite + dealer repair · Securite Assurance
Core Cover
- ✓Dealer repair – Covered, vehicle age 0-4 only (age 0 all values; ages 1-3 from 20,001; age 4 from 35,001); minimum premium 755.00
- ✓TPL material damage – 1,250,000
- ✓Bodily injury – 500,000 in excess of compulsory BI with Securite
- ✓PA death / disability – 30,000 per person, 75,000 aggregate
- ✓Medical expenses – 10,000 per person, 50,000 aggregate
- ✓Fire, total theft, hold-up – No deductible, depreciated market value
- ✓Partial theft – Up to 10,000, no deductible
- ✓Depreciation on spare parts – No depreciation (dealer repair)
- ✓Airbag – Unlimited
Additional Benefits
- ✓Scratching and denting – Vehicle value up to 20,000: immediately if brand new, after 1 year if used; above 20,000: fully covered; both after Securite inspection and approval (intentional acts excluded)
- ✓Replacement car – 10 days from day 3, 35.00 to 100.00 per day; 500.00 / 1,000.00 on total loss
- ✓Registration fees on total loss – Up to 10%
- ✓Litigation – Up to 5,000 per year
- ✓SRCC – Up to 10,000 (above 20,000: market value)
- ✓Natural perils – Up to market value
- ✓Towing and taxi – Unlimited km, taxi 3 times per year
- ✓Travel insurance Europe and MENA – Up to 30,000 per trip, 92 days
- ✓Valet, car wash, workshop custody – Covered
- ✓Car lock replacement – Vehicles 50,001 and above: 50% of the lock value if lost or broken, up to 250.00
- ✕Political violence – Optional, 1% extra, min 100.00
- ✓Electric and hybrid – Battery 10% per year from age 3 (max 30%); unsafe charging fire excluded
Conditions
- ✓Policy cost – 10.00 added, included in the minimum premium
- ✓Young driver / new licence – 100.00 deductible per loss
- ✓Inspection – 360 video and 4 photos, or branch visit
- ✓Clean claim history – Required for the age 3 (20,001-35,000) and age 4 rates, new and renewal
- ✓No Claim Bonus – 5% off the 3rd-year premium after 2 consecutive clean years, minimum premium must be met
- ✓New policy discount – 10% for vehicle value above 25,000 with clean claim history
- ✓Renewal discount – 10% for vehicle value above 25,000 if loss ratio is below 60% (from 01/07/2026)
- ✕Porsche, Mercedes, Chinese, special and luxury cars – Referral to Securite
Tariff Product Kit V2 2026 effective 01/07/2026 · Minimum premium USD 755.00 · Dealer repair for vehicle age 0-4 only; the USD 100.00 deductible option applies only without dealer repair
All-risk
Optimal
Securite Optimal, all risks in fresh USD without dealer repair and no deductible, cars up to 100,000 and 15 years old. TPL material damage 1,000,000; BI not covered; PA 15,000 per person; medical 5,000. Depreciation on new spare parts 10% in the year after manufacture then 5% per year up to 50%. Theft and total loss with 10% deductible, partial theft 2,500, no replacement car (250.00 on total loss), SRCC 3,000, natural perils 4,000, travel insurance included. Minimum premium 575.00 (includes the 10.00 policy cost). Effective 01/07/2026.
Benefits
Optimal · Securite Assurance
Core Cover
- ✓TPL material damage – 1,000,000
- ✕Bodily injury – Not covered
- ✓PA death / disability – 15,000 per person, 50,000 aggregate
- ✓Medical expenses – 5,000 per person, 50,000 aggregate
- ✓Fire – Depreciated market value
- ✓Total theft and hold-up – Depreciated market value, 10% deductible
- ✓Total loss – Depreciated market value, 10% deductible
- ✓Partial theft – Up to 2,500, once per period
- ✕Depreciation on spare parts – 10% in the year after manufacture, then 5% per year up to 50%
- ✓Airbag – Unlimited
Additional Benefits
- ✕Scratching and denting – Not covered
- ✕Replacement car – Not covered; 250.00 on total loss
- ✓Registration fees on total loss – Up to 7.5%
- ✓Litigation – Up to 5,000 per year
- ✓SRCC – Up to 3,000 once per period
- ✓Natural perils – Up to 4,000 once per period
- ✓Towing – Unlimited km, crane once per year
- ✓Travel insurance Europe and MENA – Up to 30,000 per trip, 92 days
Conditions
- ✓Policy cost – 10.00 added, included in the minimum premium
- ✓Young driver / new licence – 100.00 deductible per loss
- ✓Inspection – 360 video and 4 photos, or branch visit
- ✕Chinese, special and luxury cars – Referral to Securite
Tariff Product Kit V2 2026 effective 01/07/2026 · Minimum premium USD 575.00 · No own-damage deductible, no dealer repair
All-risk
Optimal ($100 deductible)
Securite Optimal with a 100.00 deductible on each own-damage claim, same covers as Optimal at lower rates. Minimum premium 485.00 (includes the 10.00 policy cost). Effective 01/07/2026.
Benefits
Optimal, 100.00 deductible · Securite Assurance
Core Cover
- ✓TPL material damage – 1,000,000
- ✕Bodily injury – Not covered
- ✓PA death / disability – 15,000 per person, 50,000 aggregate
- ✓Medical expenses – 5,000 per person, 50,000 aggregate
- ✓Fire – Depreciated market value
- ✓Total theft and hold-up – Depreciated market value, 10% deductible
- ✓Total loss – Depreciated market value, 10% deductible
- ✓Partial theft – Up to 2,500, once per period
- ✕Depreciation on spare parts – 10% in the year after manufacture, then 5% per year up to 50%
- ✓Airbag – Unlimited
Additional Benefits
- ✕Scratching and denting – Not covered
- ✕Replacement car – Not covered; 250.00 on total loss
- ✓Registration fees on total loss – Up to 7.5%
- ✓Litigation – Up to 5,000 per year
- ✓SRCC – Up to 3,000 once per period
- ✓Natural perils – Up to 4,000 once per period
- ✓Towing – Unlimited km, crane once per year
- ✓Travel insurance Europe and MENA – Up to 30,000 per trip, 92 days
Conditions
- ✓Own-damage deductible – 100.00 on each and every own damage claim
- ✓Policy cost – 10.00 added, included in the minimum premium
- ✓Young driver / new licence – 100.00 deductible per loss
- ✓Inspection – 360 video and 4 photos, or branch visit
- ✕Chinese, special and luxury cars – Referral to Securite
Tariff Product Kit V2 2026 effective 01/07/2026 · Minimum premium USD 485.00 · USD 100.00 deductible on each and every own damage claim, no dealer repair
Total loss
SECURITE TOTAL LOSS
Securite Total Loss cover with hold-up, private cars up to 20 years old: fire, total theft, hold-up and own damage paid only when repairs reach 65% of depreciated market value, 10% deductible. TPL 500,000; PA 10,000 per claim; medical 2,500; towing unlimited km; litigation 2,000. Cars up to 50,000 at 1.50%, 50,001-100,000 at 1.00%, minimum premium 200.00. Effective 01/07/2026.
Benefits
Total Loss · Securite Assurance
Core Cover
- ✓Cover – Fire, total theft, hold-up and own damage when repairs reach 65% of market value
- ✓Deductible – 10% of market value
- ✓TPL material damage – 500,000
- ✓PA death / disability – 10,000 per claim
- ✓Medical expenses – 2,500 per person
Additional Benefits
- ✓Towing – Unlimited km, 3 mechanical rides, crane once
- ✓Litigation – Up to 2,000 per year
Conditions
- ✕Special and luxury cars – Referral to Securite
Fresh USD · Effective 01/07/2026 · Cars up to 20 years
Health insurance plans (5)
Securite Advanced Care
Securite Advanced Care, full network excluding CMC, AUBMC, Bellevue and LAUMC Rizk, classes A, B and SK, co-NIL, fresh USD. 720 days lifetime up to 500,000 (A), 300,000 (B), 200,000 (SK). Ambulatory optional 85% only, up to 2,500 per year. Tariffs by family size: individual, 2, 3, 4 and more. Policy cost 10.00 (25.00 families); compulsory death cover 30.00. Effective 01/07/2026.
Benefits
Advanced Care · Securite Assurance
Core Cover
- ✓Class of cover – A, B and SK
- ✓Network – Full network excluding CMC, AUBMC, Bellevue and LAUMC Rizk
- ✓Limit per year – 720 days lifetime up to 500,000 (A), 300,000 (B), 200,000 (SK)
- ✓Emergency room – Full cover
- ✓Maternity – Full cover after 365 days, epidural covered
- ✓Newborn (Securite Baby) – Covered after 14 days if eligible
- ✓Incubator and nursery – Unlimited days, up to 15,000 per delivery
- ✓Congenital cases – Covered till age 12, up to 15,000 per year
- ✓Prosthesis – Accident up to 30,000; sickness up to 10,000 per year
- ✓Cancer and cardiovascular – Up to 100,000 per year each
Additional Benefits
- ✓Organ transplant – Up to 15,000 per lifetime
- ✕Bariatric surgery – Not covered
- ✕Psychiatric disorder – Not covered
- ✓Infertility – Up to 1,000 per year after 12 months
- ✓Epidemic / pandemic – Up to 10,000 per year
- ✓Guaranteed renewability – From day 1, 180 days observation
- ✓Travel insurance Europe and MENA – Up to 30,000 per trip, up to 65 years
- ✓Death of policyholder – 10,000 (natural 18-45, accidental 46-65)
- ✕Motorcycle claims – Not covered
Ambulatory (optional, 85% only)
- ✓Ambulatory 85% – Up to 2,500 per year
- ✓Waiting period – 180 days
- ✓MRI, PET scan, VCT 64, OCT – Covered with prior approval
- ✓Physiotherapy – 15 sessions per year
- ✕Genetic and pre-marital tests – Not covered
Co-NIL · Fresh USD · 180 days waiting on pre-existing · Policy cost 10.00 (25.00 families) · Product Kit V2 2026, effective 01/07/2026
Securite Advanced Junior
Securite Advanced Care Junior Single, ages 18 to 35, classes A, B and SK, ambulatory 85% included in the premium. Same covers as Advanced Care. Policy cost 10.00. Effective 01/07/2026.
Benefits
Advanced Care Junior Single (18-35) · Securite Assurance
Core Cover
- ✓Class of cover – A, B and SK
- ✓Network – Full network excluding CMC, AUBMC, Bellevue and LAUMC Rizk
- ✓Limit per year – 720 days lifetime up to 500,000 (A), 300,000 (B), 200,000 (SK)
- ✓Emergency room – Full cover
- ✓Maternity – Full cover after 365 days, epidural covered
- ✓Newborn (Securite Baby) – Covered after 14 days if eligible
- ✓Incubator and nursery – Unlimited days, up to 15,000 per delivery
- ✓Congenital cases – Covered till age 12, up to 15,000 per year
- ✓Prosthesis – Accident up to 30,000; sickness up to 10,000 per year
- ✓Cancer and cardiovascular – Up to 100,000 per year each
Additional Benefits
- ✓Organ transplant – Up to 15,000 per lifetime
- ✕Bariatric surgery – Not covered
- ✕Psychiatric disorder – Not covered
- ✓Infertility – Up to 1,000 per year after 12 months
- ✓Epidemic / pandemic – Up to 10,000 per year
- ✓Guaranteed renewability – From day 1, 180 days observation
- ✓Travel insurance Europe and MENA – Up to 30,000 per trip, up to 65 years
- ✓Death of policyholder – 10,000 (natural 18-45, accidental 46-65)
- ✕Motorcycle claims – Not covered
Ambulatory (85% included)
- ✓Ambulatory 85% – Up to 2,500 per year
- ✓Waiting period – 180 days
- ✓MRI, PET scan, VCT 64, OCT – Covered with prior approval
- ✓Physiotherapy – 15 sessions per year
- ✕Genetic and pre-marital tests – Not covered
Co-NIL · Fresh USD · 180 days waiting on pre-existing · Policy cost 10.00 (25.00 families) · Product Kit V2 2026, effective 01/07/2026
Securite Essential Care
Securite Essential Care, class SK only on a limited network (direct billing), fresh USD. 720 days lifetime up to 150,000; 365 days waiting on pre-existing conditions. Ambulatory optional 85% up to 2,000 per year. Policy cost 10.00. Effective 01/07/2026.
Benefits
Essential Care · Securite Assurance
Core Cover
- ✓Class of cover – Semi-private (SK)
- ✓Network – Limited network on direct billing (HDF for major cases only)
- ✓Limit per year – 720 days lifetime up to 150,000
- ✓Emergency room – Full cover
- ✓Maternity – Full cover after 365 days, epidural covered
- ✓Newborn (Bebe Securite) – Covered after 14 days if eligible
- ✓Incubator – Up to 10,000 per delivery
- ✓Congenital cases – Till age 12, up to 10,000 per year
- ✓Prosthesis – Accident 10,000; sickness 7,000 per year
Additional Benefits
- ✓Cancer and cardiovascular – Up to 100,000 per year each
- ✓Organ transplant – Up to 10,000 per lifetime
- ✓Infertility – Up to 1,000 per year after 12 months
- ✓Epidemic / pandemic – Up to 10,000 per year
- ✓Guaranteed renewability – From day 1, 180 days observation
- ✕Motorcycle claims – Not covered
Ambulatory (optional, 85%)
- ✓Ambulatory 85% – Up to 2,000 per year on the limited network
- ✓Waiting period – 365 days
- ✓MRI, PET scan, OCT – Covered with prior approval
- ✓Physiotherapy – 15 sessions per year
Class SK only · Fresh USD · 365 days waiting on pre-existing · Policy cost 10.00 · Product Kit V2 2026, effective 01/07/2026
Securite Ultimate Care
Securite Ultimate Care, full network on direct billing, classes A, B and SK, co-NIL, fresh USD. 720 days lifetime with no financial limit. Ambulatory optional 100% or 85% (unlimited; SK 3,500 per year). Tariffs by family size: individual (18-65), families of 2, 3, and 4 and more (children priced within the family). Policy cost 10.00 (25.00 families); compulsory death cover 30.00 for the policyholder; 5% renewal discount if loss ratio below 30% and all members 45 or younger. Product Kit V2 2026, effective 01/07/2026.
Benefits
Ultimate Care · Securite Assurance
Core Cover
- ✓Class of cover – A, B and SK
- ✓Network – Full network on direct billing
- ✓Limit per year – 720 days lifetime, no financial limitation
- ✓Emergency room – Full cover
- ✓Maternity – Full cover after 270 days, epidural covered
- ✓Newborn (Securite Baby) – Free, covered from day one
- ✓Incubator and nursery – Unlimited days, up to 30,000 per delivery
- ✓Congenital cases – Covered till age 12; no limit A, 20,000 per year B and SK
- ✓Prosthesis – Accident unlimited; sickness 30,000 (A) / 20,000 (B, SK) per year
- ✓Cancer and cardiovascular – Unlimited (A, B); 120,000 per year SK
Additional Benefits
- ✓Organ transplant – Up to 30,000 (A, B) / 20,000 (SK) per lifetime
- ✓Bariatric surgery – Up to 7,500 (A, B) / 2,500 (SK) per lifetime
- ✓Psychiatric disorder – Up to 10,000 per year after 12 months, 30 days
- ✓Infertility – Up to 3,000 per year after 12 months
- ✓Epidemic / pandemic – Up to 30,000 per year
- ✓Guaranteed renewability – From day 1, 180 days observation
- ✓Travel insurance Europe and MENA – Up to 30,000 per trip, up to 65 years
- ✓Death of policyholder – 10,000 (natural 18-45, accidental 46-65)
- ✕Motorcycle claims – Not covered
Ambulatory (optional)
- ✓Option 1: 100% – Unlimited (SK 3,500 per year)
- ✓Option 2: 85% – Unlimited (SK 3,500 per year)
- ✓Waiting period – 180 days
- ✓MRI, PET scan, VCT 64, OCT – Covered with prior approval
- ✓Physiotherapy – 25 sessions per year
- ✓Genetic test – Up to 1,000 per year
- ✓Pre-marital test – Covered
Co-NIL · Fresh USD · 180 days waiting on pre-existing · Policy cost 10.00 (25.00 families) · Product Kit V2 2026, effective 01/07/2026
Securite Ultimate Junior
Securite Ultimate Care Junior Single, ages 18 to 35, classes A, B and SK, ambulatory 85% included in the premium. Same covers as Ultimate Care. Policy cost 10.00. Effective 01/07/2026.
Benefits
Ultimate Care Junior Single (18-35) · Securite Assurance
Core Cover
- ✓Class of cover – A, B and SK
- ✓Network – Full network on direct billing
- ✓Limit per year – 720 days lifetime, no financial limitation
- ✓Emergency room – Full cover
- ✓Maternity – Full cover after 270 days, epidural covered
- ✓Newborn (Securite Baby) – Free, covered from day one
- ✓Incubator and nursery – Unlimited days, up to 30,000 per delivery
- ✓Congenital cases – Covered till age 12; no limit A, 20,000 per year B and SK
- ✓Prosthesis – Accident unlimited; sickness 30,000 (A) / 20,000 (B, SK) per year
- ✓Cancer and cardiovascular – Unlimited (A, B); 120,000 per year SK
Additional Benefits
- ✓Organ transplant – Up to 30,000 (A, B) / 20,000 (SK) per lifetime
- ✓Bariatric surgery – Up to 7,500 (A, B) / 2,500 (SK) per lifetime
- ✓Psychiatric disorder – Up to 10,000 per year after 12 months, 30 days
- ✓Infertility – Up to 3,000 per year after 12 months
- ✓Epidemic / pandemic – Up to 30,000 per year
- ✓Guaranteed renewability – From day 1, 180 days observation
- ✓Travel insurance Europe and MENA – Up to 30,000 per trip, up to 65 years
- ✓Death of policyholder – 10,000 (natural 18-45, accidental 46-65)
- ✕Motorcycle claims – Not covered
Ambulatory (85% included)
- ✓Option 1: 100% – Unlimited (SK 3,500 per year)
- ✓Option 2: 85% – Unlimited (SK 3,500 per year)
- ✓Waiting period – 180 days
- ✓MRI, PET scan, VCT 64, OCT – Covered with prior approval
- ✓Physiotherapy – 25 sessions per year
- ✓Genetic test – Up to 1,000 per year
- ✓Pre-marital test – Covered
Co-NIL · Fresh USD · 180 days waiting on pre-existing · Policy cost 10.00 (25.00 families) · Product Kit V2 2026, effective 01/07/2026
