Assurance Fidelity au Liban : plans, garanties et prix

Les plans que nous comparons pour cet assureur, d'après son tarif en vigueur. Les primes se calculent dans le comparateur selon votre voiture ou les âges de votre famille.

Comparer les prix auto maintenant Comparer les prix santé maintenant

Plans auto (8)

Tous risques

CHINESE VEHICLES WITH AGENCY

Garanties

Electric Chinese Vehicles With Agency Fidelity

Core Cover

✓Vehicle scope – Electric Chinese vehicles only, Tesla excluded; petrol and hybrid Chinese cars are quoted on Prime Drive or Smart Drive
✓TPL material damage – Up to 1,000,000
✕TPL bodily injury above compulsory – Not listed in tariff
✓Own damage / fire – Up to vehicle value
✓Theft and hold-up – Up to vehicle value
✓Personal accident driver and passengers – 10,000 pp for vehicle below 50,000; 25,000 pp above 50,001
✓Medical expenses per person – 5,000 pp for vehicle below 50,000; 10,000 pp above 50,001
✓SRCC and terrorism – Up to 10% of vehicle value
✓Hail, storm, tempest, flood – Storm, tempest and flood to market value; hail up to 10% of market value

Additional Benefits

✓Partial theft – 10,000 incl. 500 personal belongings
✕Replacement car after accident – Not listed in tariff
✓Replacement car on total loss – 1,000 for vehicle above 50,000
✓Registration fees on total loss – Up to 10% of indemnity, optional
✓Litigation expenses – 5,000 annual aggregate
✓Agency dealer repair – Applicable (existing dealer in Lebanon required)
✓Road assistance – All Lebanon, unlimited km; crane only on covered accident
✓Expert at accident scene – Mandatory

Depreciation and Special Terms

✓Depreciation on new spare parts – No depreciation applied
✓Total loss threshold – Repairs at or above 65% of market value
✓0 km total loss – No depreciation on sum insured during the first year of make
✕Total loss on used vehicles – From 2nd year of make 1% depreciation per month, max 10%, or market value at time of accident, whichever is lower
✓Driver age – Claims excluded under 21 for value 50-100k, under 26 above 100k
✓Young drivers 18-21 – To be approved by Fidelity or family insured with Fidelity
✕New driving licence – 100 fresh deductible on own damage if licence valid less than one year
✕Battery – 10% deductible on any damage from 1st year of make, max 50%
✓Airbags – No depreciation on airbags
✕Tesla – Excluded
✕Charging non-conformity – Fire excluded if due to non-conform cables or procedure
✓Vinyl – Covered subject to an accident, if installed, upgraded and value declared
✕Spare parts shipment – Borne by insured if unavailable locally or no dealer in Lebanon

USD · electric Chinese vehicles only, Tesla excluded · rates exclude bodily injury cover · no cover before Fidelity risk acceptance · values above 100,000 referred to Fidelity · tariff November 2025

Tous risques

CHINESE VEHICLES WITHOUT AGENCY

Garanties

Electric Chinese Vehicles and Tesla Without Agency Fidelity

Core Cover

✓Vehicle scope – Electric Chinese vehicles and Tesla only; petrol and hybrid Chinese cars are quoted on Prime Drive or Smart Drive
✓TPL material damage – Up to 1,000,000
✕TPL bodily injury above compulsory – Not listed in tariff
✓Own damage / fire – Up to vehicle value
✓Theft and hold-up – Up to vehicle value
✓Personal accident driver and passengers – 10,000 pp for vehicle below 50,000; 25,000 pp above 50,001
✓Medical expenses per person – 5,000 pp for vehicle below 50,000; 10,000 pp above 50,001
✓SRCC and terrorism – Up to 10% of vehicle value
✓Hail, storm, tempest, flood – Storm, tempest and flood to market value; hail up to 10% of market value

Additional Benefits

✓Partial theft – 10,000 incl. 500 personal belongings
✕Replacement car after accident – Not listed in tariff
✓Replacement car on total loss – 1,000 for vehicle above 50,000
✓Registration fees on total loss – Up to 10% of indemnity, optional
✓Litigation expenses – 5,000 annual aggregate
✕Agency dealer repair – N/A
✓Road assistance – All Lebanon, unlimited km; crane only on covered accident
✓Expert at accident scene – Mandatory

Depreciation and Special Terms

✕Depreciation on new spare parts – Starting 2nd year of make, 10% on new spare parts with a maximum of 30%
✓Total loss threshold – Repairs at or above 65% of market value
✓0 km total loss – No depreciation on sum insured during the first year of make
✕Total loss on used vehicles – From 2nd year of make 1% depreciation per month, max 10%, or market value at time of accident, whichever is lower
✓Driver age – Claims excluded under 21 for value 50-100k, under 26 above 100k
✓Young drivers 18-21 – To be approved by Fidelity or family insured with Fidelity
✕New driving licence – 100 fresh deductible on own damage if licence valid less than one year
✕Battery – 10% deductible on any damage from 1st year of make, max 50%
✓Airbags – No depreciation on airbags
✓Tesla – Included
✕Charging non-conformity – Fire excluded if due to non-conform cables or procedure
✓Vinyl – Covered subject to an accident, if installed, upgraded and value declared
✕Spare parts shipment – Borne by insured if unavailable locally or no dealer in Lebanon

USD · electric Chinese vehicles and Tesla only · rates exclude bodily injury cover · no cover before Fidelity risk acceptance · values above 100,000 referred to Fidelity · tariff November 2025

Collision

COLLISION PLAN FIDELITY

Fidelity Collision plan: own damage after collision, fire, theft with 10% deductible, TPL 500,000. 1.75% for 2016-2026, 2.00% for 2005-2015, minimum 405.00. Tariff April 2026.

Garanties

Collision Plan Fidelity

Core Cover

✓TPL material damage – Up to 500,000
✕TPL bodily injury above compulsory – N/A
✓Own damage / fire – Up to vehicle value
✓Theft and hold-up – Up to vehicle value, 10% deductible
✓Personal accident driver and passengers – 10,000 pp
✓Medical expenses per person – 2,500 pp
✕SRCC and terrorism – N/A
✕Hail, storm, tempest, flood – N/A

Additional Benefits

✕Partial theft – N/A
✕Replacement car after accident – N/A
✕Replacement car on total loss – N/A
✕Registration fees on total loss – N/A
✕Litigation expenses – N/A
✕Agency dealer repair – N/A
✓Road assistance – All Lebanon, unlimited km; crane only on covered accident
✓Expert at accident scene – Mandatory

Depreciation and Special Terms

✕Depreciation on new spare parts – Starting the 2nd year of make, 10% depreciation applies on new spare parts & 5% for the following years with maximum 50%
✓Total loss threshold – Repairs at or above 65% of market value
✓0 km total loss – Replacement with identical new model or sum insured
✓Driver age – Claims excluded under 21 for value 50-100k, under 26 above 100k
✕Vinyl – Not covered

USD · rates exclude bodily injury cover · no cover before Fidelity risk acceptance · sports and luxury cars and values above 300,000 referred to Fidelity · tariff April 2026

Tous risques

ELECTRIC DRIVE

Fidelity Electric Drive for electric cars (Tesla excluded): non-agency, depreciation on spare parts, battery 10% deductible, TPL 1,000,000, minimum 705.00. Year of make 2020-2026, 3.75% up to 49,999 and 3.25% up to 300,000. Tariff April 2026.

Garanties

Electric Drive Fidelity

Core Cover

✓TPL material damage – Up to 1,000,000
✓TPL bodily injury above compulsory – 400,000 (MBY policy at Fidelity)
✓Own damage / fire – Up to vehicle value
✓Theft and hold-up – Up to vehicle value
✓Personal accident driver and passengers – 10,000 pp (25,000 if value 50,000+)
✓Medical expenses per person – 5,000 pp (10,000 if value 50,000+)
✓SRCC and terrorism – 10% of value, min 5,000
✓Hail, storm, tempest, flood – Storm and flood to market value; hail 10% min 2,500

Additional Benefits

✓Partial theft – 10,000 incl. 500 personal belongings
✓Replacement car after accident – Day 3, 25/50/75 per day for 10 days by value band
✓Replacement car on total loss – 500 (1,000 if value 50,000+)
✓Registration fees on total loss – Up to 10% of indemnity, optional
✓Litigation expenses – 5,000 annual aggregate
✕Agency dealer repair – N/A
✓Road assistance – All Lebanon, unlimited km; crane only on covered accident
✓Expert at accident scene – Mandatory

Depreciation and Special Terms

✕Depreciation on new spare parts – 0% year 1, 10% year 2, then 5% per year, max 50%
✓Total loss threshold – Repairs at or above 65% of market value
✓0 km total loss – Replacement with identical new model or sum insured
✓Driver age – Claims excluded under 21 for value 50-100k, under 26 above 100k
✕Battery – 10% deductible on any damage, max 50%
✕Tesla – Excluded
✕Charging non-conformity – Fire excluded if due to non-conform cables or procedure
✓Vinyl – Covered following an accident, if installed, upgraded and value declared
✕Spare parts shipment – Borne by insured if unavailable locally or no dealer in Lebanon

USD · rates exclude bodily injury cover · no cover before Fidelity risk acceptance · sports and luxury cars and values above 300,000 referred to Fidelity · tariff April 2026

Tous risques

ELECTRIC DRIVE PLUS

Fidelity Electric Drive Plus for electric cars with an authorized dealer in Lebanon (Tesla excluded): agency repair, no depreciation on spare parts, battery 10% deductible, TPL 1,000,000, minimum 785.00. Year of make 2020-2026, value up to 300,000. Tariff April 2026.

Garanties

Electric Drive Plus Fidelity

Core Cover

✓TPL material damage – Up to 1,000,000
✓TPL bodily injury above compulsory – 400,000 (MBY policy at Fidelity)
✓Own damage / fire – Up to vehicle value
✓Theft and hold-up – Up to vehicle value
✓Personal accident driver and passengers – 10,000 pp (25,000 if value 50,000+)
✓Medical expenses per person – 5,000 pp (10,000 if value 50,000+)
✓SRCC and terrorism – 10% of value, min 5,000
✓Hail, storm, tempest, flood – Storm and flood to market value; hail 10% min 2,500

Additional Benefits

✓Partial theft – 10,000 incl. 500 personal belongings
✓Replacement car after accident – Day 3, 25/50/75 per day for 10 days by value band
✓Replacement car on total loss – 500 (1,000 if value 50,000+)
✓Registration fees on total loss – Up to 10% of indemnity, optional
✓Litigation expenses – 5,000 annual aggregate
✓Agency dealer repair – Applicable (authorized dealer in Lebanon required)
✓Road assistance – All Lebanon, unlimited km; crane only on covered accident
✓Expert at accident scene – Mandatory

Depreciation and Special Terms

✓Depreciation on new spare parts – None
✓Total loss threshold – Repairs at or above 65% of market value
✓0 km total loss – Replacement with identical new model or sum insured
✓Driver age – Claims excluded under 21 for value 50-100k, under 26 above 100k
✕Battery – 10% deductible on any damage, max 50%
✕Tesla – Excluded
✕Charging non-conformity – Fire excluded if due to non-conform cables or procedure
✓Vinyl – Covered following an accident, if installed, upgraded and value declared
✕Spare parts shipment – Borne by insured if unavailable locally or no dealer in Lebanon

USD · rates exclude bodily injury cover · no cover before Fidelity risk acceptance · sports and luxury cars and values above 300,000 referred to Fidelity · tariff April 2026

Perte totale

FIDELITY TOTAL LOSS

Fidelity Total Loss plan: pays only when repairs reach 65% of market value, fire, theft with 10% deductible, TPL 500,000. 1.25% for 2016-2026, 1.75% for 2005-2015, minimum 305.00. Tariff April 2026.

Garanties

Total Loss Fidelity

Core Cover

✓TPL material damage – Up to 500,000
✕TPL bodily injury above compulsory – N/A
✓Own damage / fire – Up to vehicle value
✓Theft and hold-up – Up to vehicle value, 10% deductible
✓Personal accident driver and passengers – 10,000 pp
✓Medical expenses per person – 2,500 pp
✕SRCC and terrorism – N/A
✕Hail, storm, tempest, flood – N/A

Additional Benefits

✕Partial theft – N/A
✕Replacement car after accident – N/A
✕Replacement car on total loss – N/A
✕Registration fees on total loss – N/A
✕Litigation expenses – N/A
✕Agency dealer repair – N/A
✓Road assistance – All Lebanon, unlimited km; crane only on covered accident
✓Expert at accident scene – Mandatory

Depreciation and Special Terms

✓Depreciation on new spare parts – N/A (total loss after depreciation scale)
✓Total loss threshold – Repairs at or above 65% of market value, after applying the depreciation scale
✓Driver age – Claims excluded under 21 for value 50-100k, under 26 above 100k
✕Vinyl – Not covered
✕Partial damage – Not covered, total loss only

USD · rates exclude bodily injury cover · no cover before Fidelity risk acceptance · sports and luxury cars and values above 300,000 referred to Fidelity · tariff April 2026

Tous risques

PRIME DRIVE

Fidelity Prime Drive all-risk, agency repair, no depreciation on new spare parts (year of make 2021+), TPL 1,000,000, replacement car, minimum premium 785.00. Rates by year of make 2018-2026 and value band up to 300,000. Excludes bodily injury cover. Tariff April 2026.

Garanties

Prime Drive Fidelity

Core Cover

✓TPL material damage – Up to 1,000,000
✓TPL bodily injury above compulsory – Up to 400,000 (MBY policy at Fidelity)
✓Own damage / fire – Up to vehicle value
✓Theft and hold-up – Up to vehicle value
✓Personal accident driver and passengers – 10,000 pp (25,000 if value 50,000+)
✓Medical expenses per person – 5,000 pp (10,000 if value 50,000+)
✓SRCC and terrorism – 10% of value, min 5,000
✓Hail, storm, tempest, flood – Storm and flood to market value; hail 10% min 2,500

Additional Benefits

✓Partial theft – 10,000 incl. 500 personal belongings
✓Replacement car after accident – Day 3, 25/50/75 per day for 10 days by value band
✓Replacement car on total loss – 500 (1,000 if value 50,000+)
✓Registration fees on total loss – Up to 10% of indemnity, optional
✓Litigation expenses – 5,000 per year
✓Agency dealer repair – Applicable
✓Road assistance – All Lebanon, unlimited km; crane only on covered accident
✓Expert at accident scene – Mandatory

Depreciation and Special Terms

✓Depreciation on new spare parts – No depreciation applied
✓Total loss threshold – Repairs at or above 65% of market value
✓0 km total loss – Replacement with identical new model or sum insured
✓Driver age – Claims excluded under 21 for value 50-100k, under 26 above 100k
✓Vinyl – Covered if installed and declared
✕Spare parts shipment – Borne by insured if unavailable locally

USD · rates exclude bodily injury cover · no cover before Fidelity risk acceptance · sports and luxury cars and values above 300,000 referred to Fidelity · tariff April 2026

Tous risques

SMART DRIVE

Fidelity Smart Drive all-risk, non-agency repair, depreciation on new spare parts from the 2nd year, TPL 1,000,000, replacement car, minimum premium 675.00. Rates by year of make 2010-2026 and value band up to 300,000. Excludes bodily injury cover. Tariff April 2026.

Garanties

Smart Drive Fidelity

Core Cover

✓TPL material damage – Up to 1,000,000
✓TPL bodily injury above compulsory – Up to 400,000 (MBY policy at Fidelity)
✓Own damage / fire – Up to vehicle value
✓Theft and hold-up – Up to vehicle value
✓Personal accident driver and passengers – 10,000 pp (25,000 if value 50,000+)
✓Medical expenses per person – 5,000 pp (10,000 if value 50,000+)
✓SRCC and terrorism – 10% of value, min 5,000
✓Hail, storm, tempest, flood – Storm and flood to market value; hail 10% min 2,500

Additional Benefits

✓Partial theft – 10,000 incl. 500 personal belongings
✓Replacement car after accident – Day 3, 25/50/75 per day for 10 days by value band
✓Replacement car on total loss – 500 (1,000 if value 50,000+)
✓Registration fees on total loss – Up to 10% of indemnity, optional
✓Litigation expenses – 5,000 per year
✕Agency dealer repair – N/A
✓Road assistance – All Lebanon, unlimited km; crane only on covered accident
✓Expert at accident scene – Mandatory

Depreciation and Special Terms

✕Depreciation on new spare parts – Year of make 2021 and above: no depreciation on new spare parts if used ones are not available locally; 2020 and below: 0% year 1, 10% year 2, then 5% per year, max 50%
✓Total loss threshold – Repairs at or above 65% of market value
✓0 km total loss – Replacement with identical new model or sum insured
✓Driver age – Claims excluded under 21 for value 50-100k, under 26 above 100k
✓Vinyl – Covered if installed and declared
✕Spare parts shipment – Borne by insured if unavailable locally

USD · rates exclude bodily injury cover · no cover before Fidelity risk acceptance · sports and luxury cars and values above 300,000 referred to Fidelity · tariff April 2026

Plans santé (4)

Fidelity Essential Care

Fidelity Essential Care, individual healthcare, class SP only, network excluding AUBMC, CMC, Rizk, Saint John, KMC and Bellevue. In-hospital unlimited, 720 days. Ambulatory optional 100% or 85%. Policy cost 30.00. Last entry age 65. Family tariff 1-2 / 3+ members. Tariff April 2026, new business.

Garanties

Essential Care Fidelity

Core Cover

✓Class of cover – SP only
✓Network – Excl. AUBMC, CMC, Rizk, St John, KMC, Bellevue
✓In-hospital limit – Unlimited, 720 days guaranteed renewability
✓Pre-existing and chronic – 12 months waiting (coronary 3 months); ambulatory 3 months
✓Maternity incl. epidural – 9 months waiting with husband, 12 months alone
✓Newborn – Free till expiry, covered from day 0
✓Incubator – 15,000 per delivery
✓Congenital – Baby Fidelity 30,000; others 5,000 after 12 months
✓Internal prosthesis – 10,000 per year (accident and sickness)
✓Organ transplant surgery – SP 20,000 per year
✓Cancer treatment – Up to 100,000 per year
✓Emergency not admitted – Covered, co-pay 50.00 non-accidental

Additional Benefits

✓Kidney stones – After 12 months
✕Dialysis – Only first 3 sessions of acute failure
✓Epidemic / pandemic – 30,000 per case
✓Psychiatric (psychotic disorders) – 15,000 per year
✓Infertility (excl. IVF) – 3,000 per year after 12 months
✕Local ambulance – Not covered
✕Breast preventive surgery – Not covered
✕Repatriation – Not applicable
✕Bariatric surgery – Not covered
✓Dental – Post-accident only, within 6 months
✓Home care – When replacing a covered hospitalisation
✓Companion bed – One parent, child under 18
✓Burial expenses – 2,000 if death during covered stay
✕Hazardous sports – Not covered

Out-Patient (optional)

✓Ambulatory – Optional add-on, unlimited, 100% or 85%
✓Diagnostics: X-ray, MRI, scans, US, lab – Covered
✓Maternity labs and 3 ultrasounds – After 6 months (3 with continuity)
✓PET scan – Cancer cases
✓Physiotherapy and laser – Covered
✕NST fetal monitoring – Not covered
✕Genetic tests – Not covered
✓STD / HIV tests – Ambulatory only

USD, in-network 100%; outside network 80% reimbursement (100% emergencies) · Policy cost 30.00 · Entry age max 65 · TOB effective 01/07/2026

Fidelity Prime Care

Fidelity Prime Care, individual healthcare, full network, classes A, B and SP. In-hospital unlimited, guaranteed renewability 720 days. Ambulatory optional 100% or 85%. Policy cost 30.00. Last entry age 65; ages 66+ are renewal bands. Family tariff: 1-2 members and 3+ members; children 26+ priced alone. 20% down payment. Tariff April 2026, new business.

Garanties

Prime Care Fidelity

Core Cover

✓Class of cover – A, B and SP
✓Network – Full network
✓In-hospital limit – Unlimited, 720 days guaranteed renewability
✓Pre-existing and chronic – 12 months waiting (coronary 3 months); ambulatory 3 months
✓Maternity incl. epidural – 9 months waiting with husband, 12 months alone
✓Newborn – Free till expiry, covered from day 0
✓Incubator – 50,000 A and B / 30,000 SP per delivery
✓Congenital – Baby Fidelity 30,000; others 20,000 (SP 15,000) after 12 months
✓Internal prosthesis – A and B 30,000 / SP 20,000 per year
✓Organ transplant surgery – A 60,000 / B 40,000 / SP 20,000 per year
✓Cancer treatment – Covered
✓Emergency not admitted – Covered, co-pay 50.00 non-accidental

Additional Benefits

✓Kidney stones – After 12 months
✕Dialysis – Only first 3 sessions of acute failure
✓Epidemic / pandemic – 30,000 per case
✓Psychiatric (psychotic disorders) – 15,000 per year
✓Infertility (excl. IVF) – 15,000 per year after 12 months
✓Local ambulance – 100.00 reimbursement
✓Breast preventive surgery – Covered incl. reconstruction 3,000
✓Repatriation – 10,000 class A
✓Bariatric surgery – A 7,000 / B 5,000 / SP 3,000, BMI over 40, after 12 months
✓Dental – Post-accident only, within 6 months
✓Home care – When replacing a covered hospitalisation
✓Companion bed – One parent, child under 18
✓Burial expenses – 2,000 if death during covered stay
✕Hazardous sports – Not covered

Out-Patient (optional)

✓Ambulatory – Optional add-on, unlimited, 100% or 85%
✓Diagnostics: X-ray, MRI, scans, US, lab – Covered
✓Maternity labs and 3 ultrasounds – After 6 months (3 with continuity)
✓PET scan – Cancer cases
✓Physiotherapy and laser – Covered
✓NST fetal monitoring – Twice per pregnancy
✓Genetic tests – Up to 1,000; IgE test 500
✓STD / HIV tests – Ambulatory only

USD, in-network 100%; outside network 80% reimbursement (100% emergencies) · Policy cost 30.00 · Entry age max 65 · TOB effective 01/07/2026

Fidelity Smart Care

Fidelity Smart Care, individual healthcare, full network excluding AUBMC, CMC and Bellevue, classes A, B and SP. In-hospital unlimited, 720 days. Ambulatory optional 100% or 85%. Policy cost 30.00. Last entry age 65. Family tariff 1-2 / 3+ members. Tariff April 2026, new business.

Garanties

Smart Care Fidelity

Core Cover

✓Class of cover – A, B and SP
✓Network – Full network excl. AUBMC, CMC and Bellevue
✓In-hospital limit – Unlimited, 720 days guaranteed renewability
✓Pre-existing and chronic – 12 months waiting (coronary 3 months); ambulatory 3 months
✓Maternity incl. epidural – 9 months waiting with husband, 12 months alone
✓Newborn – Free till expiry, covered from day 0
✓Incubator – 15,000 per delivery
✓Congenital – Baby Fidelity 30,000; others 10,000 after 12 months
✓Internal prosthesis – A 15,000 / B and SP 10,000 per year
✓Organ transplant surgery – A 60,000 / B 40,000 / SP 20,000 per year
✓Cancer treatment – Covered
✓Emergency not admitted – Covered, co-pay 50.00 non-accidental

Additional Benefits

✓Kidney stones – After 12 months
✕Dialysis – Only first 3 sessions of acute failure
✓Epidemic / pandemic – 30,000 per case
✓Psychiatric (psychotic disorders) – 15,000 per year
✓Infertility (excl. IVF) – 15,000 per year after 12 months
✓Local ambulance – 100.00 reimbursement
✓Breast preventive surgery – Covered incl. reconstruction 3,000
✓Repatriation – 10,000 class A
✓Bariatric surgery – A 7,000 / B 5,000 / SP 3,000, BMI over 40, after 12 months
✓Dental – Post-accident only, within 6 months
✓Home care – When replacing a covered hospitalisation
✓Companion bed – One parent, child under 18
✓Burial expenses – 2,000 if death during covered stay
✕Hazardous sports – Not covered

Out-Patient (optional)

✓Ambulatory – Optional add-on, unlimited, 100% or 85%
✓Diagnostics: X-ray, MRI, scans, US, lab – Covered
✓Maternity labs and 3 ultrasounds – After 6 months (3 with continuity)
✓PET scan – Cancer cases
✓Physiotherapy and laser – Covered
✓NST fetal monitoring – Twice per pregnancy
✓Genetic tests – Up to 1,000; IgE test 500
✓STD / HIV tests – Ambulatory only

USD, in-network 100%; outside network 80% reimbursement (100% emergencies) · Policy cost 30.00 · Entry age max 65 · TOB effective 01/07/2026

Fidelity Smart Care Plus

Fidelity Smart Care Plus, individual healthcare, full network excluding CMC and Bellevue, classes A, B and SP. In-hospital unlimited, 720 days. Ambulatory optional 100% or 85%. Policy cost 30.00. Last entry age 65. Family tariff 1-2 / 3+ members. Tariff April 2026, new business.

Garanties

Smart Care Plus Fidelity

Core Cover

✓Class of cover – A, B and SP
✓Network – Full network excl. CMC and Bellevue
✓In-hospital limit – Unlimited, 720 days guaranteed renewability
✓Pre-existing and chronic – 12 months waiting (coronary 3 months); ambulatory 3 months
✓Maternity incl. epidural – 9 months waiting with husband, 12 months alone
✓Newborn – Free till expiry, covered from day 0
✓Incubator – 15,000 per delivery
✓Congenital – Baby Fidelity 30,000; others 10,000 after 12 months
✓Internal prosthesis – A and B 20,000 / SP 15,000 per year
✓Organ transplant surgery – A 60,000 / B 40,000 / SP 20,000 per year
✓Cancer treatment – Covered
✓Emergency not admitted – Covered, co-pay 50.00 non-accidental

Additional Benefits

✓Kidney stones – After 12 months
✕Dialysis – Only first 3 sessions of acute failure
✓Epidemic / pandemic – 30,000 per case
✓Psychiatric (psychotic disorders) – 15,000 per year
✓Infertility (excl. IVF) – 15,000 per year after 12 months
✓Local ambulance – 100.00 reimbursement
✓Breast preventive surgery – Covered incl. reconstruction 3,000
✓Repatriation – 10,000 class A
✓Bariatric surgery – A 7,000 / B 5,000 / SP 3,000, BMI over 40, after 12 months
✓Dental – Post-accident only, within 6 months
✓Home care – When replacing a covered hospitalisation
✓Companion bed – One parent, child under 18
✓Burial expenses – 2,000 if death during covered stay
✕Hazardous sports – Not covered

Out-Patient (optional)

✓Ambulatory – Optional add-on, unlimited, 100% or 85%
✓Diagnostics: X-ray, MRI, scans, US, lab – Covered
✓Maternity labs and 3 ultrasounds – After 6 months (3 with continuity)
✓PET scan – Cancer cases
✓Physiotherapy and laser – Covered
✓NST fetal monitoring – Twice per pregnancy
✓Genetic tests – Up to 1,000; IgE test 500
✓STD / HIV tests – Ambulatory only

USD, in-network 100%; outside network 80% reimbursement (100% emergencies) · Policy cost 30.00 · Entry age max 65 · TOB effective 01/07/2026

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Assurance Fidelity au Liban : plans, garanties et prix

Plans auto (8)

CHINESE VEHICLES WITH AGENCY

CHINESE VEHICLES WITHOUT AGENCY

COLLISION PLAN FIDELITY

ELECTRIC DRIVE

ELECTRIC DRIVE PLUS

FIDELITY TOTAL LOSS

PRIME DRIVE

SMART DRIVE

Plans santé (4)

Fidelity Essential Care

Fidelity Prime Care

Fidelity Smart Care

Fidelity Smart Care Plus

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