Assurance Rock Mutual au Liban : plans, garanties et prix
Les plans que nous comparons pour cet assureur, d'après son tarif en vigueur. Les primes se calculent dans le comparateur selon votre voiture ou les âges de votre famille.
Comparer les prix auto maintenant Comparer les prix santé maintenantPlans auto (5)
Tous risques
ADVANCED ROCK
Rock Mutual Advanced all-risk: agency repair, no depreciation in the first 3 years, TPL 2,000,000, litigation 5,000, replacement car. Rates 2.50%-4.00% by year of make 2018-2026 and value up to 100,000, minimum 755.00. Agency repair at Gargour, Porsche, Mana Car or Tewtel carries a 15%-35% surcharge (not on the site). Excludes bodily injury. Tariff December 2025.
Garanties
Advanced · Rock Mutual
Core Cover
- ✓TPL material damage – 2,000,000 per case and in the aggregate
- ✓Own damage, fire, total loss, theft – Current market value of the vehicle
- ✓Death, PTD and PPD driver and family passengers – 30,000 per person, 75,000 in aggregate
- ✓Medical expenses driver and family passengers – 10,000 per person, 50,000 in aggregate
- ✓Hail, storm, tempest and flood – Up to declared value
- ✓SRCC – Up to 50% of declared value
- ✓Earthquake – Up to declared value
Additional Benefits
- ✓TPL due to fire or explosion – 1,000,000 per case and in the aggregate
- ✓Partial theft – 25% of value, up to 10,000
- ✓Registration fees on total loss – Up to 10% of value
- ✓Replacement car after accident – 35 / 50 / 75 / 100 per day by value band, 10 days per claim, 20 in aggregate, first day deductible
- ✓Replacement car on total loss – 1,000
- ✓Personal belongings – Up to 500, collision with non-drivable vehicle
- ✓Scratching and denting – 3.5% of value per claim, max 1,000 in aggregate
- ✓Litigation fees – Up to 5,000
- ✓Road assistance 24/7, lifter included – Mechanical failure 3 times a year; accident unlimited; crane unlimited
- ✓Travel insurance – Up to 7 days, up to 65,000, policyholder only
- ✓Additional TPL bodily injury – 200,000, only with a standalone BI contract
- ✓Valet parking and car wash – Covered
- ✓Taxi after towing – Up to 100, mechanical failure included
- ✓Car locks replacement – Value 50,001+: 50% of lock value, up to 250
Depreciation and Special Terms
- ✓Agency repair / no depreciation – None during the first 3 years from year of make; 4th and 5th years none if used parts are unavailable, else 15% then 20%
- ✓Vinyl, PPF, accessories, mat paint – Covered after an accident, subject to Rock prior approval
- ✓Political violence / war (optional) – Up to 20% of value, max 25,000: +1% rate, min 200; excludes Bekaa, South, Dahyeh and border towns
- ✓VIP services (optional) – +100: taxi, unlimited towing, on-site support, replacement vehicle, home delivery
- ✕Agency repair at Gargour, Porsche, Mana Car or Tewtel – Rock adds 15% to 35%: quoted by Kite, not on the site
- ✓Minimum premium – 755.00
- ✓Sports and luxury cars – Referred to Rock
USD · rates exclude bodily injury cover · tariff December 2025 · helpline 1567
Tous risques
BASIC PLUS ROCK
Rock Mutual Basic Plus all-risk: own damage at market value, fire / total loss / theft with 10% deductible, TPL 1,000,000, depreciation on new spare parts (2023+ none if used parts unavailable, else 5% a year, max 50%). Rates 2.00%-3.75% by year of make 2012-2026 and value up to 100,000, minimum 555.00. Excludes bodily injury. Tariff December 2025.
Garanties
Basic Plus · Rock Mutual
Core Cover
- ✓TPL material damage – 1,000,000 per case and in the aggregate
- ✓Own damage – Current market value of the vehicle
- ✓Fire – Market value, 10% deductible
- ✓Total loss (own damage and fire) – Market value, 10% deductible
- ✓Theft and hold-up – Market value, 10% deductible
- ✓Death, PTD and PPD driver and family passengers – 15,000 per person, 45,000 in aggregate
- ✓Medical expenses driver and family passengers – 5,000 per person, 30,000 in aggregate
- ✓Hail, storm, tempest and flood – Up to 50% of declared value
- ✓SRCC – Up to 50% of declared value
- ✓Earthquake – Up to 50% of declared value
Additional Benefits
- ✓TPL due to fire or explosion – 500,000 per case and in the aggregate
- ✓Partial theft – 10% of value, up to 5,000
- ✓Registration fees on total loss – Up to 7.5% of value
- ✓Replacement car after accident – 25 / 35 / 50 / 75 per day by value band, 10 days, first 3 days deductible
- ✓Replacement car on total loss – 350 (value below 25,000) or 500
- ✓Personal belongings – Up to 250, collision with non-drivable vehicle
- ✓Scratching and denting – Up to 100 the first year, 400 from the first renewal
- ✕Litigation fees – Not covered
- ✓Road assistance 24/7, lifter included – Mechanical failure 3 times a year; accident unlimited; crane unlimited
- ✓Travel insurance – Up to 7 days, up to 65,000, policyholder only
- ✓Additional TPL bodily injury – 100,000, only with a standalone BI contract
- ✓Valet parking and car wash – Covered
Depreciation and Special Terms
- ✕Agency repair – Not applicable
- ✕Depreciation on new spare parts – Year of make 2023+: none if used parts are unavailable locally; otherwise 5% per year, max 50%
- ✓Vinyl, PPF, accessories, mat paint – Covered after an accident, subject to Rock prior approval
- ✓Political violence / war (optional) – Up to 20% of value, max 25,000: +1% rate, min 200; excludes Bekaa, South, Dahyeh and border towns
- ✓VIP services (optional) – +100: taxi, unlimited towing, on-site support, replacement vehicle, home delivery
- ✓Minimum premium – 555.00
- ✓Sports and luxury cars – Referred to Rock
USD · rates exclude bodily injury cover · tariff December 2025 · helpline 1567
Collision
CRASH PLUS ROCK
Rock Mutual Crash Plus (private car): own damage and fire at car value, theft with 10% excess, TPL 1,000,000; no natural perils. 2.00% for year of make 2011-2026, value 5,000 to 50,000, minimum 365.00. Excludes bodily injury. Tariff December 2025.
Garanties
Crash Plus · Rock Mutual
Core Cover
- ✓TPL material damage – 1,000,000 per case and in the aggregate
- ✓Own damage and fire – Car value
- ✓Theft and hold-up – Car value, 10% excess
- ✓Death, PTD and PPD driver and family passengers – 2,000 per person, 6,000 in aggregate
- ✓Medical expenses driver and family passengers – 500 per person, 1,500 in aggregate
- ✕Hail, storm, tempest and flood – Not covered
- ✕SRCC – Not covered
- ✕Earthquake – Not covered
Additional Benefits
- ✓TPL due to fire or explosion – 500,000 per case and in the aggregate
- ✕Partial theft – Not covered
- ✓Registration fees on total loss – Up to 7.5% of the payable indemnity
- ✓Replacement car after accident – 25 per day, 10 days, first 3 days deductible; total loss lump sum 200
- ✕Scratching and denting – Not covered
- ✓Road assistance 24/7, lifter included – Mechanical failure 3 times a year; accident unlimited
- ✓Additional TPL bodily injury – 50,000 per case and in the aggregate
- ✕Travel insurance – Not covered
- ✕Valet parking and car wash – Not covered
Depreciation and Special Terms
- ✓Vinyl / film – Covered if declared: +30% on the rate
- ✓Mat paint – Covered if declared: +10% on the rate
- ✓Vehicle value – From 5,000 to 50,000, private cars, year of make 2011-2026
- ✓Minimum premium – 365.00
USD · rates exclude bodily injury cover · tariff December 2025 · helpline 1567
Tous risques
ELECTRICAL CARS PLAN ROCK
Rock Mutual Electrical Cars Plan for electric cars: agency repair, TPL 2,000,000, natural perils up to 25% of value. Rates 2.65%-3.50% by year of make 2016-2026 and value up to 100,000, minimum 815.00. Excludes bodily injury. Tariff December 2025.
Garanties
Electrical Cars Plan · Rock Mutual
Core Cover
- ✓TPL material damage – 2,000,000 per case and in the aggregate
- ✓Own damage, fire, total loss, theft – Current market value of the vehicle
- ✓Death, PTD and PPD driver and family passengers – 10,000 per person, 30,000 in aggregate
- ✓Medical expenses driver and family passengers – 4,000 per person, 12,000 in aggregate
- ✓Hail, storm, tempest and flood – Up to 25% of declared value
- ✓SRCC – Up to 25% of declared value
- ✓Earthquake – Up to 25% of declared value
Additional Benefits
- ✓TPL due to fire or explosion – 1,000,000 per case and in the aggregate
- ✓Partial theft – 10% of value, up to 4,000
- ✓Registration fees on total loss – Up to 7.5% of value
- ✓Replacement car after accident – 35 per day (value below 50,000) or 50 per day, 10 days, first 2 days deductible; total loss 350 or 500
- ✓Scratching and denting – Covered
- ✓Road assistance 24/7, crane included – Mechanical failure 3 times a year; accident unlimited
- ✓Travel insurance – Up to 7 days, up to 65,000
- ✓Additional TPL bodily injury – 200,000 per case and in the aggregate
- ✓Valet parking and car wash – Covered
Depreciation and Special Terms
- ✓Agency repair – Minimum premium with agency repair 815.00
- ✓Vinyl, PPF, accessories, mat paint – Covered subject to be declared
- ✕Charging – Damage from an improper charging setup or an uncertified wall socket excluded
- ✕Tesla – Spare parts shipping, taxes and fees not covered
USD · rates exclude bodily injury cover · tariff December 2025 · helpline 1567
Perte totale
TOTAL LOSS ROCK
Rock Mutual Total Loss (private car): own damage and fire at car value, theft with 10% excess, TPL 1,000,000. 1.50% for year of make 2007-2026, value 5,000 to 50,000, minimum 200.00. Excludes bodily injury. Tariff December 2025.
Garanties
Total Loss · Rock Mutual
Core Cover
- ✓TPL material damage – 1,000,000 per case and in the aggregate
- ✓Own damage and fire – Car value
- ✓Theft and hold-up – Car value, 10% excess
- ✓Death, PTD and PPD driver and family passengers – 2,000 per person, 6,000 in aggregate
- ✓Medical expenses driver and family passengers – 500 per person, 1,500 in aggregate
- ✕Hail, storm, tempest and flood – Not covered
- ✕SRCC – Not covered
- ✕Earthquake – Not covered
Additional Benefits
- ✓TPL due to fire or explosion – 500,000 per case and in the aggregate
- ✕Partial theft – Not covered
- ✓Registration fees on total loss – Up to 7.5% of the payable indemnity
- ✓Replacement car – Lump sum 200 after a covered accident
- ✓Road assistance 24/7, lifter included – Mechanical failure 3 times a year; accident unlimited
- ✓Additional TPL bodily injury – 50,000 per case and in the aggregate
- ✕Scratching and denting – Not covered
- ✕Travel insurance – Not covered
- ✕Valet parking and car wash – Not covered
Depreciation and Special Terms
- ✓Vinyl, accessories, mat paint – Covered subject to be declared
- ✓Vehicle value – From 5,000 to 50,000, private cars, year of make 2007-2026
- ✓Minimum premium – 200.00
USD · rates exclude bodily injury cover · tariff December 2025 · helpline 1567
Plans santé (3)
Rock Care
Rock Mutual Rock Care, class B, open network, Lebanon. In-hospital unlimited (720 days), cancer and cardiovascular up to 200,000. Out-patient optional 85% or 100%, unlimited. Couple and family tariffs by the older spouse (couple + up to 6 children). Policy fee 20.00. Entry age max 65; 66+ renewals only. Tariff 07/01/2026.
Garanties
Rock Care · Rock Mutual
Core Cover
- ✓Class of cover – B (2nd class)
- ✓Network – Open network
- ✓Territorial scope – Lebanon
- ✓In-hospital limit – Unlimited, guaranteed lifetime renewal (720 days)
- ✓Emergency room – Unlimited
- ✓Cancer incl. chemotherapy and radiotherapy – Up to 200,000
- ✓Cardiovascular diseases – Up to 200,000
- ✓Vascular stents – Up to 15,000
- ✓Prostheses (any cause) – Up to 30,000
- ✓Organ and bone marrow transplant – Up to 50,000 per membership
- ✓Epidemic / pandemic – In-hospital up to 15,000
- ✓Maximum entry age – 65
Additional Benefits
- ✓Maternity (normal or caesarean) – After 10 months of enrolment
- ✓Ultrasounds – 3 (+1 morphological)
- ✓Incubator and nursery – From birth up to 20,000 per delivery
- ✓Newborn congenital cases – 25 congenital anomalies covered
- ✓Other congenital anomalies – Up to 7,500, subject to underwriting
- ✓Bariatric surgery – Up to 4,000, 2-year waiting period
- ✓Alzheimer and Parkinson – Up to 2,500
- ✓Breast reconstruction after mastectomy – Up to 5,000
- ✓Infertility treatment – Up to 2,000
- ✓Rehabilitation – Up to 2,000
- ✓HPV – 100% coverage
- ✓Parental accommodation – Children aged 16 and below
- ✕Dialysis – Acute renal failure: up to 3 sessions, first related hospitalisation only
- ✓Chronic conditions (asthma, prostate, cataract, varicose veins, spine) – After 1 year (60+: after 2 years)
Out-Patient (optional 85% or 100%)
- ✓Out-patient coverage – Unlimited
- ✓Gastroscopy and colonoscopy – Covered
- ✓Physiotherapy and osteopathy – Up to 20 sessions per case
- ✓Genetic tests – Up to 1,500
- ✓Mental and psychiatric tests – Up to 1,000
- ✓Family doctor visits – Up to 4 free consultations
- ✓Critical illness (pancreatic or brain cancer) – 5,000 for the policy holder
- ✓Travel insurance incl. repatriation – 7 days, up to 65,000 for the policy holder, until age 69
- ✕Accidental death (under 65) – 10,000 for the policy holder, additional premium
USD · policy fee 20.00 yearly · down payment 25%, up to 6 instalments · first 9 months: urgent infections and injuries only · 60+ blood test and medical exam · tariff 07/01/2026
Rock Care Mutual
Rock Mutual Rock Care Mutual, network excluding CMC, Hotel Dieu and Bellevue. In-hospital up to 150,000 per insured per year. Out-patient optional 85% up to 3,500. Priced per person. Policy fee 20.00. Entry age max 65. Tariff 01/05/2026.
Garanties
Rock Care Mutual · Rock Mutual
Core Cover
- ✓Network – Excluding Clemenceau Medical Center, Hotel Dieu de France and Bellevue Medical Center
- ✓Territorial scope – Lebanon
- ✓In-hospital limit – Up to 150,000 per insured per year, lifetime renewal (720 days)
- ✓Emergency room – Unlimited
- ✓Cancer diseases – Up to 150,000
- ✓Chemotherapy and radiotherapy – Up to 50,000
- ✓Cardiovascular diseases – Up to 150,000
- ✓Prostheses incl. vascular stents – Up to 15,000
- ✓Organ and bone marrow transplant – Up to 10,000 per membership
- ✓Epidemic / pandemic – In-hospital up to 15,000
- ✓Maximum entry age – 65
Additional Benefits
- ✓Maternity (normal or caesarean) – After 10 months of enrolment
- ✓Incubator and nursery – From birth up to 5,000 per delivery
- ✓Other congenital anomalies – Up to 5,000, subject to underwriting
- ✓Bariatric surgery – Up to 2,000, 2-year waiting period
- ✓Multiple sclerosis – Up to 5,000
- ✓Alzheimer and Parkinson – Up to 1,000
- ✓Breast reconstruction – Up to 1,500
- ✓Infertility treatment – Up to 1,000
- ✕HPV – Not covered
- ✕Congenital anomalies for insureds – Not covered
Out-Patient (optional)
- ✓Out-patient coverage – 85% up to 3,500 per insured per year
- ✓Gastroscopy, colonoscopy, PET scan, VCT 64 – Covered after 9 months
- ✓Physiotherapy / osteopathy – Up to 20 physiotherapy or 4 osteopathy sessions per case
- ✓Dental – Free consultation and one scaling
- ✓Genetic tests – Up to 500
- ✕Intravitreal and spinal injections – Not covered
USD · policy fee 20.00 yearly · down payment 25%, up to 6 instalments · first 9 months in-hospital and 1 year out-patient: urgent cases only · 60+ blood test and medical exam · tariff 01/05/2026
Rock Care Plus
Rock Mutual Rock Care Plus, class A, open network, Lebanon plus worldwide medical expenses. In-hospital unlimited (720 days), cancer and cardiovascular up to 250,000. Out-patient optional 85% or 100%, unlimited. Couple and family tariffs by the older spouse (couple + up to 6 children). Policy fee 20.00. Entry age max 65; 66+ renewals only. Tariff 07/01/2026.
Garanties
Rock Care Plus · Rock Mutual
Core Cover
- ✓Class of cover – A (1st class)
- ✓Network – Open network
- ✓Territorial scope – Lebanon + worldwide medical expenses (direct billing or reimbursement at RMI Lebanese rates)
- ✓In-hospital limit – Unlimited, guaranteed lifetime renewal (720 days)
- ✓Emergency room – Full coverage
- ✓Cancer incl. chemotherapy and radiotherapy – Up to 250,000
- ✓Cardiovascular diseases – Up to 250,000
- ✓Vascular stents – Up to 15,000
- ✓Prostheses (any cause) – Up to 30,000
- ✓Organ and bone marrow transplant – Up to 50,000 per membership
- ✓Epidemic / pandemic – In-hospital up to 15,000
- ✓Maximum entry age – 65
Additional Benefits
- ✓Maternity (normal or caesarean) – After 10 months of enrolment
- ✓Ultrasounds – 3 (+1 morphological)
- ✓Incubator and nursery – From birth up to 20,000 per delivery
- ✓Newborn congenital cases – 25 congenital anomalies covered
- ✓Other congenital anomalies – Up to 7,500, subject to underwriting
- ✓Bariatric surgery – Up to 4,000, 2-year waiting period
- ✓Alzheimer and Parkinson – Up to 2,500
- ✓Breast reconstruction after mastectomy – Up to 5,000
- ✓Infertility treatment – Up to 2,000
- ✓Rehabilitation – Up to 2,000
- ✓HPV – 100% coverage
- ✓Parental accommodation – Children aged 16 and below
- ✕Dialysis – Acute renal failure: up to 3 sessions, first related hospitalisation only
- ✓Chronic conditions (asthma, prostate, cataract, varicose veins, spine) – After 1 year (60+: after 2 years)
Out-Patient (optional 85% or 100%)
- ✓Out-patient coverage – Unlimited
- ✓Gastroscopy and colonoscopy – Covered
- ✓Physiotherapy and osteopathy – Up to 20 sessions per case
- ✓Genetic tests – Up to 1,500
- ✓Mental and psychiatric tests – Up to 1,000
- ✓Family doctor visits – Up to 4 free consultations
- ✓Critical illness (pancreatic or brain cancer) – 5,000 for the policy holder
- ✓Travel insurance incl. repatriation – 7 days, up to 65,000 for the policy holder, until age 69
- ✕Accidental death (under 65) – 10,000 for the policy holder, additional premium
USD · policy fee 20.00 yearly · down payment 25%, up to 6 instalments · first 9 months: urgent infections and injuries only · 60+ blood test and medical exam · tariff 07/01/2026
