Assurance SNA au Liban : plans, garanties et prix
Les plans que nous comparons pour cet assureur, d'après son tarif en vigueur. Les primes se calculent dans le comparateur selon votre voiture ou les âges de votre famille.
Comparer les prix auto maintenant Comparer les prix santé maintenantPlans auto (7)
EXTRA
SNA Extra, no agency repair, no depreciation on spare parts, own-damage deductible 0, model years 2013-2026. Minimum premium 705.00. TPL material damage 2,000,000; BI not included (excess of loss 400,000 with an SNA BI policy); theft deductible 10% min 400.00; PA 10,000; medical 5,000; registration up to 10% on total loss; replacement car 30.00 to 100.00 per day by car value, 15 days (2-day deductible); partial theft 5,000; scratching and denting (immediately for new cars, after 1 year for used); litigation 5,000; towing unlimited; baby car seat 300.00; natural perils up to 10% of market value. Cars above 150,000, Aston Martin, Bentley, Ferrari, Lamborghini, Lotus, Porsche GT, Rolls-Royce, Corvette, Camaro, Audi R8, Hummer, McLaren on referral. Policy cost: 2.00 stamps + 10.00 except on the minimum premium. Tariff as of 01/11/2025.
Garanties
- ✓Type of vehicle – Private only
- ✓Own damage incl. fire, explosion, theft – Up to market value
- ✓TPL material damage – 2,000,000
- ✕Bodily injury – Not included; excess of loss 400,000 with an SNA BI policy
- ✕Agency repair – Not covered
- ✓Depreciation on spare parts – None
- ✓Theft / hold-up deductible – 10%, minimum 400.00
- ✓PA death and disability – 10,000
- ✓Medical fees – 5,000
- ✓Replacement car after accident – 30.00 to 100.00 per day by car value, 15 days, 2-day deductible
- ✓Replacement car on total loss – 30.00 to 100.00 per day, 10 days
- ✓Registration on total loss or theft – Up to 10% of market value
- ✓Partial theft – 5,000 with police report
- ✓Scratching and denting – Immediately for new cars, after 1 year for used cars
- ✓Airbags – Covered
- ✓Litigation – 5,000
- ✓Towing – Unlimited km, 3 mechanical trips
- ✓Baby car seat – Up to 300.00
- ✓Natural perils – Up to 10% of market value (100% optional at 0.5%)
- ✓Minimum driver age – 21 years (18 with the 100.00 deductible plans)
- ✓Cars over 12 years – Renewal only
- ✓Policy cost – 2.00 stamps + 10.00, except on the minimum premium
- ✕Luxury and sports cars, value above 150,000 – Referral to SNA
EXTRA ($100 deductible)
SNA Extra with a 100.00 own-damage deductible: no agency repair, no depreciation on spare parts, model years 2013-2026. Minimum premium 635.00. TPL material damage 2,000,000; BI not included (excess of loss 400,000 with an SNA BI policy); theft deductible 10% min 400.00; PA 10,000; medical 5,000; registration up to 10% on total loss; replacement car 30.00 to 100.00 per day by car value, 15 days (2-day deductible); partial theft 5,000; scratching and denting (immediately for new cars, after 1 year for used); litigation 5,000; towing unlimited; baby car seat 300.00; natural perils up to 10% of market value. Cars above 150,000, Aston Martin, Bentley, Ferrari, Lamborghini, Lotus, Porsche GT, Rolls-Royce, Corvette, Camaro, Audi R8, Hummer, McLaren on referral. Policy cost: 2.00 stamps + 10.00 except on the minimum premium. Tariff as of 01/11/2025.
Garanties
- ✓Type of vehicle – Private only
- ✓Own damage incl. fire, explosion, theft – Up to market value
- ✓TPL material damage – 2,000,000
- ✕Bodily injury – Not included; excess of loss 400,000 with an SNA BI policy
- ✕Agency repair – Not covered
- ✓Depreciation on spare parts – None
- ✓Theft / hold-up deductible – 10%, minimum 400.00
- ✓PA death and disability – 10,000
- ✓Medical fees – 5,000
- ✓Replacement car after accident – 30.00 to 100.00 per day by car value, 15 days, 2-day deductible
- ✓Replacement car on total loss – 30.00 to 100.00 per day, 10 days
- ✓Registration on total loss or theft – Up to 10% of market value
- ✓Partial theft – 5,000 with police report
- ✓Scratching and denting – Immediately for new cars, after 1 year for used cars
- ✓Airbags – Covered
- ✓Litigation – 5,000
- ✓Towing – Unlimited km, 3 mechanical trips
- ✓Baby car seat – Up to 300.00
- ✓Natural perils – Up to 10% of market value (100% optional at 0.5%)
- ✓Minimum driver age – 21 years (18 with the 100.00 deductible plans)
- ✓Cars over 12 years – Renewal only
- ✓Policy cost – 2.00 stamps + 10.00, except on the minimum premium
- ✕Luxury and sports cars, value above 150,000 – Referral to SNA
GOLD SNA
SNA Gold, agency repair and no depreciation on spare parts, own-damage deductible 0, model years 2019-2026 (car value from 17,000 for 2021-2022, from 45,000 for 2019-2020). Minimum premium 785.00. TPL material damage 2,000,000; BI not included (excess of loss 400,000 with an SNA BI policy); theft deductible 10% min 400.00; PA 10,000; medical 5,000; registration up to 10% on total loss; replacement car 30.00 to 100.00 per day by car value, 15 days (2-day deductible); partial theft 5,000; scratching and denting (immediately for new cars, after 1 year for used); litigation 5,000; towing unlimited; baby car seat 300.00; natural perils up to 10% of market value. Cars above 150,000, Aston Martin, Bentley, Ferrari, Lamborghini, Lotus, Porsche GT, Rolls-Royce, Corvette, Camaro, Audi R8, Hummer, McLaren on referral. Policy cost: 2.00 stamps + 10.00 except on the minimum premium. Tariff as of 01/11/2025.
Garanties
- ✓Type of vehicle – Private only
- ✓Own damage incl. fire, explosion, theft – Up to market value
- ✓TPL material damage – 2,000,000
- ✕Bodily injury – Not included; excess of loss 400,000 with an SNA BI policy
- ✓Agency repair – Covered
- ✓Depreciation on spare parts – None
- ✓Theft / hold-up deductible – 10%, minimum 400.00
- ✓PA death and disability – 10,000
- ✓Medical fees – 5,000
- ✓Replacement car after accident – 30.00 to 100.00 per day by car value, 15 days, 2-day deductible
- ✓Replacement car on total loss – 30.00 to 100.00 per day, 10 days
- ✓Registration on total loss or theft – Up to 10% of market value
- ✓Partial theft – 5,000 with police report
- ✓Scratching and denting – Immediately for new cars, after 1 year for used cars
- ✓Airbags – Covered
- ✓Litigation – 5,000
- ✓Towing – Unlimited km, 3 mechanical trips
- ✓Baby car seat – Up to 300.00
- ✓Natural perils – Up to 10% of market value (100% optional at 0.5%)
- ✓Minimum driver age – 21 years (18 with the 100.00 deductible plans)
- ✓Cars over 12 years – Renewal only
- ✓Policy cost – 2.00 stamps + 10.00, except on the minimum premium
- ✕Luxury and sports cars, value above 150,000 – Referral to SNA
GOLD SNA ($100 deductible)
SNA Gold with a 100.00 own-damage deductible (reduced by 25% per claim-free year): agency repair and no depreciation, model years 2019-2026. Minimum premium 705.00. TPL material damage 2,000,000; BI not included (excess of loss 400,000 with an SNA BI policy); theft deductible 10% min 400.00; PA 10,000; medical 5,000; registration up to 10% on total loss; replacement car 30.00 to 100.00 per day by car value, 15 days (2-day deductible); partial theft 5,000; scratching and denting (immediately for new cars, after 1 year for used); litigation 5,000; towing unlimited; baby car seat 300.00; natural perils up to 10% of market value. Cars above 150,000, Aston Martin, Bentley, Ferrari, Lamborghini, Lotus, Porsche GT, Rolls-Royce, Corvette, Camaro, Audi R8, Hummer, McLaren on referral. Policy cost: 2.00 stamps + 10.00 except on the minimum premium. Tariff as of 01/11/2025.
Garanties
- ✓Type of vehicle – Private only
- ✓Own damage incl. fire, explosion, theft – Up to market value
- ✓TPL material damage – 2,000,000
- ✕Bodily injury – Not included; excess of loss 400,000 with an SNA BI policy
- ✓Agency repair – Covered
- ✓Depreciation on spare parts – None
- ✓Theft / hold-up deductible – 10%, minimum 400.00
- ✓PA death and disability – 10,000
- ✓Medical fees – 5,000
- ✓Replacement car after accident – 30.00 to 100.00 per day by car value, 15 days, 2-day deductible
- ✓Replacement car on total loss – 30.00 to 100.00 per day, 10 days
- ✓Registration on total loss or theft – Up to 10% of market value
- ✓Partial theft – 5,000 with police report
- ✓Scratching and denting – Immediately for new cars, after 1 year for used cars
- ✓Airbags – Covered
- ✓Litigation – 5,000
- ✓Towing – Unlimited km, 3 mechanical trips
- ✓Baby car seat – Up to 300.00
- ✓Natural perils – Up to 10% of market value (100% optional at 0.5%)
- ✓Minimum driver age – 21 years (18 with the 100.00 deductible plans)
- ✓Cars over 12 years – Renewal only
- ✓Policy cost – 2.00 stamps + 10.00, except on the minimum premium
- ✕Luxury and sports cars, value above 150,000 – Referral to SNA
PLUS
SNA Plus, no agency repair, depreciation applies on spare parts (nil 1st year, 10% 2nd year, +5% per year up to 50%), own-damage deductible 0, model years 2013-2026. Minimum premium 675.00. TPL material damage 2,000,000; BI not included (excess of loss 400,000 with an SNA BI policy); theft deductible 10% min 400.00; PA 10,000; medical 5,000; registration up to 10% on total loss; replacement car 30.00 to 100.00 per day by car value, 15 days (2-day deductible); partial theft 5,000; scratching and denting (immediately for new cars, after 1 year for used); litigation 5,000; towing unlimited; baby car seat 300.00; natural perils up to 10% of market value. Cars above 150,000, Aston Martin, Bentley, Ferrari, Lamborghini, Lotus, Porsche GT, Rolls-Royce, Corvette, Camaro, Audi R8, Hummer, McLaren on referral. Policy cost: 2.00 stamps + 10.00 except on the minimum premium. Tariff as of 01/11/2025.
Garanties
- ✓Type of vehicle – Private only
- ✓Own damage incl. fire, explosion, theft – Up to market value
- ✓TPL material damage – 2,000,000
- ✕Bodily injury – Not included; excess of loss 400,000 with an SNA BI policy
- ✕Agency repair – Not covered
- ✕Depreciation on spare parts – Nil 1st year, 10% 2nd year, +5% per year up to 50%
- ✓Theft / hold-up deductible – 10%, minimum 400.00
- ✓PA death and disability – 10,000
- ✓Medical fees – 5,000
- ✓Replacement car after accident – 30.00 to 100.00 per day by car value, 15 days, 2-day deductible
- ✓Replacement car on total loss – 30.00 to 100.00 per day, 10 days
- ✓Registration on total loss or theft – Up to 10% of market value
- ✓Partial theft – 5,000 with police report
- ✓Scratching and denting – Immediately for new cars, after 1 year for used cars
- ✓Airbags – Covered
- ✓Litigation – 5,000
- ✓Towing – Unlimited km, 3 mechanical trips
- ✓Baby car seat – Up to 300.00
- ✓Natural perils – Up to 10% of market value (100% optional at 0.5%)
- ✓Minimum driver age – 21 years (18 with the 100.00 deductible plans)
- ✓Cars over 12 years – Renewal only
- ✓Policy cost – 2.00 stamps + 10.00, except on the minimum premium
- ✕Luxury and sports cars, value above 150,000 – Referral to SNA
PLUS ($100 deductible)
SNA Plus with a 100.00 own-damage deductible: no agency repair, depreciation applies, model years 2013-2026. Minimum premium 605.00. TPL material damage 2,000,000; BI not included (excess of loss 400,000 with an SNA BI policy); theft deductible 10% min 400.00; PA 10,000; medical 5,000; registration up to 10% on total loss; replacement car 30.00 to 100.00 per day by car value, 15 days (2-day deductible); partial theft 5,000; scratching and denting (immediately for new cars, after 1 year for used); litigation 5,000; towing unlimited; baby car seat 300.00; natural perils up to 10% of market value. Cars above 150,000, Aston Martin, Bentley, Ferrari, Lamborghini, Lotus, Porsche GT, Rolls-Royce, Corvette, Camaro, Audi R8, Hummer, McLaren on referral. Policy cost: 2.00 stamps + 10.00 except on the minimum premium. Tariff as of 01/11/2025.
Garanties
- ✓Type of vehicle – Private only
- ✓Own damage incl. fire, explosion, theft – Up to market value
- ✓TPL material damage – 2,000,000
- ✕Bodily injury – Not included; excess of loss 400,000 with an SNA BI policy
- ✕Agency repair – Not covered
- ✕Depreciation on spare parts – Nil 1st year, 10% 2nd year, +5% per year up to 50%
- ✓Theft / hold-up deductible – 10%, minimum 400.00
- ✓PA death and disability – 10,000
- ✓Medical fees – 5,000
- ✓Replacement car after accident – 30.00 to 100.00 per day by car value, 15 days, 2-day deductible
- ✓Replacement car on total loss – 30.00 to 100.00 per day, 10 days
- ✓Registration on total loss or theft – Up to 10% of market value
- ✓Partial theft – 5,000 with police report
- ✓Scratching and denting – Immediately for new cars, after 1 year for used cars
- ✓Airbags – Covered
- ✓Litigation – 5,000
- ✓Towing – Unlimited km, 3 mechanical trips
- ✓Baby car seat – Up to 300.00
- ✓Natural perils – Up to 10% of market value (100% optional at 0.5%)
- ✓Minimum driver age – 21 years (18 with the 100.00 deductible plans)
- ✓Cars over 12 years – Renewal only
- ✓Policy cost – 2.00 stamps + 10.00, except on the minimum premium
- ✕Luxury and sports cars, value above 150,000 – Referral to SNA
SNA TOTAL LOSS
SNA Total Loss, private cars, all values (above 30,000 reviewed by underwriting): own damage, fire, explosion, theft and hold-up paid when losses exceed 65% of market value, deductible 10% min 400.00. TPL 1,000,000; PA 10,000; medical 5,000; registration up to 10%; replacement car 30.00 to 100.00 per day for 10 days; towing 100 km per trip. Rates 1.25% (2024-2026) to 1.70% (2014 and older), minimum premium 275.00. Tariff as of 01/11/2025.
Garanties
- ✓Cover – Own damage, fire, explosion, theft and hold-up when losses exceed 65% of market value
- ✓Deductible – 10%, minimum 400.00
- ✓TPL material damage – 1,000,000
- ✓PA death and disability – 10,000
- ✓Medical fees – 5,000
- ✓Registration on total loss or theft – Up to 10% of market value
- ✓Replacement car on total loss – 30.00 to 100.00 per day, 10 days
- ✓Towing – 100 km per trip, 2 mechanical trips
- ✓Policy cost – 2.00 stamps + 10.00, except on the minimum premium
- ✕Commercial vehicles – 50% loading, case by case
Plans santé (2)
Health Prime-F.N.
SNA Health PRIME — in-hospital local plan, full network, 720 days lifetime limit; classes 1st/2nd/3rd (3rd class: no travel & emergency assistance); ambulatory optional (unlimited, 0% or 15% deductible). Policy cost 2.00 stamps + 10.00 = 12.00. MENA extension +20% (1st class). Life-policy holders −5%. Tariff as of January 2026.
Garanties
- ✓In-hospital limit – No financial limitation; 720 days lifetime, all classes
- ✓Network – General (full) network, all hospitals
- ✓Entry age – Up to 64 (up to 70 if a family member under 64 is on the same policy)
- ✓Waiting period – 3 months
- ✓Travel & emergency assistance – 1st & 2nd class on reimbursement; MENA direct billing on request (1st class)
- ✓Family discount – 12% for 3+ members on the same policy
- ✓First year discount – 10%
- ✓No claims bonus – 10%
- ✓Linked to a life policy – 5% additional
- ✓Max premium increase at renewal – 12%
- ✓Internal prosthesis – Up to USD 30,000 per insured per year
- ✓Coronary stent – USD 7,000 per year
- ✓Cataract lens – Up to USD 1,000 per year
- ✕External prosthesis – Not covered
- ✓Delivery (normal or cesarean) & epidural – Covered with 10 months waiting period
- ✓Maternity complications (incl. justified abortion) – Covered
- ✓Newborn baby – Covered; tests & treatments if enrolled under the parent contract; 1 pediatrician consultation; Guthrie test
- ✓Incubator – Up to USD 30,000 per baby
- ✓Congenital & hereditary disorders – USD 25,000 per year if SNA baby; USD 15,000 per year otherwise (2 years waiting)
- ✓Radiotherapy & chemotherapy – Covered
- ✓Breast reconstruction post-mastectomy – Within 12 months: USD 8,000 (1st) / 6,000 (2nd) / 4,000 (3rd class)
- ✓Organ transplant – Covered (except the cost of the organ)
- ✓Epidemic / pandemic diseases – Up to USD 30,000 per year (20 days waiting)
- ✓Sexually transmitted diseases – Up to USD 5,000 per year combined IP & OP, except HIV
- ✓Robotic prostatic surgery – Up to USD 15,000, case by case
- ✓Acute dialysis in hospitalization – Two sessions for acute renal failure; chronic dialysis not covered
- ✓Multiple sclerosis, epilepsy – Covered
- ✓Parkinson – Covered, except electrical stimulation
- ✕Psychiatric & mental disorders – Not covered
- ✕Weight control procedures – Not covered
- ✕Lasik / sight correction – Not covered
- ✓Out-patient diagnostic tests – Covered without financial limitation
- ✓PET scan, audiogram, pre-marital tests – Covered
- ✓Physiotherapy – 20 sessions per case per year, up to USD 25 per session
- ✓Home care after hospitalization – Covered
- ✓Companion accommodation – One parent, patient under 18 or above 70
- ✓Work-related accident – Covered (when no workmen compensation policy exists)
- ✓Local ambulance & rehabilitation – Covered
- ✓Morgue & burial – Up to USD 2,000 (death during a covered hospitalization)
- ✓Repatriation of mortal remains – Up to USD 15,000 (1st & 2nd class)
- ✕Hazardous sports accidents – Not covered
- ✓Passive war & terrorism – Covered case by case
Health Prime-Select Network
SNA Health PRIME Select — in-hospital basic cover, limited "PRIME Select" network (pre-approval mandatory for major cases), 720 days lifetime limit; classes 1st/2nd/3rd; ambulatory optional (unlimited, 0% or 15% deductible). Policy cost 2.00 stamps + 10.00 = 12.00. Life-policy holders −5%. Tariff as of January 2026.
Garanties
- ✓In-hospital limit – No financial limitation; 720 days lifetime, all classes
- ✓Network – Select network: all hospitals excluding AUH, CMC, Bellevue, St Georges, Rizk and Trad
- ✓Entry age – Up to 64 (up to 70 if a family member under 64 is on the same policy)
- ✓Waiting period – 3 months
- ✓Travel & emergency assistance – 1st & 2nd class on reimbursement; MENA direct billing on request (1st class)
- ✓Family discount – 12% for 3+ members on the same policy
- ✓First year discount – 10%
- ✓No claims bonus – 10%
- ✓Linked to a life policy – 5% additional
- ✓Max premium increase at renewal – 12%
- ✓Internal prosthesis – Up to USD 30,000 per insured per year
- ✓Coronary stent – USD 7,000 per year
- ✓Cataract lens – Up to USD 1,000 per year
- ✕External prosthesis – Not covered
- ✓Delivery (normal or cesarean) & epidural – Covered with 10 months waiting period
- ✓Maternity complications (incl. justified abortion) – Covered
- ✓Newborn baby – Covered; tests & treatments if enrolled under the parent contract; 1 pediatrician consultation; Guthrie test
- ✓Incubator – Up to USD 30,000 per baby
- ✓Congenital & hereditary disorders – USD 25,000 per year if SNA baby; USD 15,000 per year otherwise (2 years waiting)
- ✓Radiotherapy & chemotherapy – Covered
- ✓Breast reconstruction post-mastectomy – Within 12 months: USD 8,000 (1st) / 6,000 (2nd) / 4,000 (3rd class)
- ✓Organ transplant – Covered (except the cost of the organ)
- ✓Epidemic / pandemic diseases – Up to USD 30,000 per year (20 days waiting)
- ✓Sexually transmitted diseases – Up to USD 5,000 per year combined IP & OP, except HIV
- ✓Robotic prostatic surgery – Up to USD 15,000, case by case
- ✓Acute dialysis in hospitalization – Two sessions for acute renal failure; chronic dialysis not covered
- ✓Multiple sclerosis, epilepsy – Covered
- ✓Parkinson – Covered, except electrical stimulation
- ✕Psychiatric & mental disorders – Not covered
- ✕Weight control procedures – Not covered
- ✕Lasik / sight correction – Not covered
- ✓Out-patient diagnostic tests – Covered without financial limitation
- ✓PET scan, audiogram, pre-marital tests – Covered
- ✓Physiotherapy – 20 sessions per case per year, up to USD 25 per session
- ✓Home care after hospitalization – Covered
- ✓Companion accommodation – One parent, patient under 18 or above 70
- ✓Work-related accident – Covered (when no workmen compensation policy exists)
- ✓Local ambulance & rehabilitation – Covered
- ✓Morgue & burial – Up to USD 2,000 (death during a covered hospitalization)
- ✓Repatriation of mortal remains – Up to USD 15,000 (1st & 2nd class)
- ✕Hazardous sports accidents – Not covered
- ✓Passive war & terrorism – Covered case by case









