Plans auto et santé UFA au Liban

Tous risques

LUX

Garanties

UFA — Lux Plan

Core Cover

✓Third Party Liability – Material Damage – USD 1,500,000
✓Own Damage & Fire – Covered
✓Theft & Hold-Up – Covered (7.5% deductible)
✓Airbags – Covered (deductible nil)
✓Death & Permanent Total Disability – USD 15,000 per person / USD 75,000 in the aggregate
✓Medical Expenses – USD 5,000 per person / USD 25,000 in the aggregate
✕Agency Repair – Not included at this rate (agency repair = 2024-2027 Including Agency Repair rate)
✓Depreciation on new spare parts – No depreciation on new genuine spare parts for year of make 2024-2027 · no depreciation on new spare parts if used parts not found for year of make 2014-2023 · 50% deductible on new genuine windshield

Additional Benefits

✓Car value basis (new cars, year of make 2025-2027) – Agreed value for the first year · 2nd year onward market car value or insured car value, whichever is less
✓Partial Theft (excluding tires) – Up to USD 5,000 in the aggregate
✓Replacement Car (accident) – Up to USD 50 per day · up to 10 days · deductible nil · provided by the UFA Claims Department
✓Replacement Car (total loss) – USD 350
✓Registration Fees (total loss) – Up to 7.5% of the market car value
✓SRCC – 50% of the insured car value
✓Natural Hazards (hail, storm, tempest, flood) – 100% of the insured car value
✓Scratching & Denting – Covered without excess
✓Road Assistance – Breakdown towing 3 times per policy period, unlimited mileage · accident towing unlimited times and mileage · telescopic towing included · newly insured cars: accidents from day one, breakdown after 10 days

Tariff MIT-09/0726 effective 01/07/2026 · Minimum premium USD 675 · Year of make 2011-2027, car value up to USD 150,000 · Total loss when repairs exceed 65% of the sum insured or market value, whichever is less

Tous risques

LUX +

Garanties

UFA — Lux Plan (Including Agency Repair)

Core Cover

✓Third Party Liability – Material Damage – USD 1,500,000
✓Own Damage & Fire – Covered
✓Theft & Hold-Up – Covered (7.5% deductible)
✓Airbags – Covered (deductible nil)
✓Death & Permanent Total Disability – USD 15,000 per person / USD 75,000 in the aggregate
✓Medical Expenses – USD 5,000 per person / USD 25,000 in the aggregate
✓Agency Repair – Up to 4 years for vehicles year of manufacture 2024-2027
✓Depreciation on new spare parts – No depreciation on new genuine spare parts for year of make 2024-2027 · no depreciation on new spare parts if used parts not found for year of make 2014-2023 · 50% deductible on new genuine windshield

Additional Benefits

✓Car value basis (new cars, year of make 2025-2027) – Agreed value for the first year · 2nd year onward market car value or insured car value, whichever is less
✓Partial Theft (excluding tires) – Up to USD 5,000 in the aggregate
✓Replacement Car (accident) – Up to USD 50 per day · up to 10 days · deductible nil · provided by the UFA Claims Department
✓Replacement Car (total loss) – USD 350
✓Registration Fees (total loss) – Up to 7.5% of the market car value
✓SRCC – 50% of the insured car value
✓Natural Hazards (hail, storm, tempest, flood) – 100% of the insured car value
✓Scratching & Denting – Covered without excess
✓Road Assistance – Breakdown towing 3 times per policy period, unlimited mileage · accident towing unlimited times and mileage · telescopic towing included · newly insured cars: accidents from day one, breakdown after 10 days

Tariff MIT-09/0726 effective 01/07/2026 · Minimum premium USD 825 · Year of make 2024-2027, car value up to USD 150,000 · Total loss when repairs exceed 65% of the sum insured or market value, whichever is less

Tous risques

LUX Hybrid and Electrical Including Agency Repair

Garanties

UFA — Electrical Lux Plan (Including Agency Repair)

Core Cover

✓Third Party Liability – Material Damage – USD 1,500,000
✓Own Damage & Fire – Covered
✓Theft & Hold-Up – Covered (7.5% deductible)
✓Airbags – Covered (deductible nil)
✓Death & Permanent Total Disability – USD 15,000 per person / USD 75,000 in the aggregate
✓Medical Expenses – USD 5,000 per person / USD 25,000 in the aggregate
✓Agency Repair – Up to 4 years for vehicles year of manufacture 2024-2027
✓Depreciation on new spare parts – No depreciation on new genuine spare parts for year of make 2024-2027
✓Damage to battery unit – Covered only if due to accident

Additional Benefits

✓Car value basis (new cars, year of make 2024-2027) – Agreed value for the first year · 2nd year onward market car value or insured car value, whichever is less
✓Partial Theft (excluding tires) – Up to USD 5,000 in the aggregate
✓Replacement Car (accident) – Up to USD 50 per day · up to 10 days · deductible nil · provided by the UFA Claims Department
✓Replacement Car (total loss) – USD 350
✓Registration Fees (total loss) – Up to 7.5% of the market car value
✓SRCC – 50% of the insured car value
✓Natural Hazards (hail, storm, tempest, flood) – 100% of the insured car value
✓Scratching & Denting – Covered without excess
✓Road Assistance – Breakdown towing 3 times per policy period, unlimited mileage · accident towing unlimited times and mileage · telescopic towing included · newly insured cars: accidents from day one, breakdown after 10 days
✕Charging-related damage – Excluded: inappropriate or uncertified charging setup/cable, defective or uncertified wall socket, missing safety circuit breakers, pedestrians tripping on the charging cable

Tariff MIT-09/0726 effective 01/07/2026 · Minimum premium USD 825 · Year of make 2024-2027, car value up to USD 150,000 · Chinese cars and year of make 2021 or older subject to UFA special approval

Tous risques

STANDARD UFA

Garanties

UFA — Standard Plan

Core Cover

✓Third Party Liability – Material Damage – USD 1,000,000
✓Own Damage & Fire – Covered
✓Theft & Hold-Up – Covered (10% deductible)
✓Airbags – Covered (deductible nil)
✓Death & Permanent Total Disability – USD 5,000 per person / USD 25,000 in the aggregate
✓Medical Expenses – USD 2,500 per person / USD 12,500 in the aggregate
✕Agency Repair – Not applicable
✓Depreciation on new spare parts – 10% for the first year and 5% for every additional year, maximum 50%

Additional Benefits

✓Car value basis (new cars, year of make 2025-2027) – Market car value or insured car value, whichever is less
✕Partial Theft – Nil
✓Replacement Car (accident) – USD 30 per day · up to 10 days · deductible first 3 days · provided by the UFA Claims Department
✕Replacement Car (total loss) – Nil
✓Registration Fees (total loss) – Up to 5% of the market car value
✓SRCC – Up to 10% of the insured car value, maximum USD 1,000
✓Natural Hazards (hail, storm, tempest, flood) – Up to 10% of the insured car value, maximum USD 1,000
✕Scratching & Denting – Not applicable
✓Road Assistance – Breakdown towing 3 times per policy period, unlimited mileage · accident towing unlimited times and mileage · telescopic towing included · newly insured cars: accidents from day one, breakdown after 10 days

Tariff MIT-09/0726 effective 01/07/2026 · Minimum premium USD 615 · Year of make 2010-2027, car value up to USD 50,000 · Total loss when repairs exceed 65% of the sum insured or market value, whichever is less

UFA Lifetime Care Optimum

UFA Lifetime Care Optimum — co-nil, unlimited, full network, MENA + France; classes A/B; ambulatory unlimited 100% or 85% (12-month waiting, or 3-month reduced waiting option). Cost of policy USD 30; last entry age 65 (older bands = renewals only); children aged 26+ priced alone (single-member column). Tariff HIT011025 eff. 15/10/2025.

Garanties

UFA Lifetime Care Optimum · UFA

Core Cover

✓Class of cover – A and B
✓Geographic coverage – MENA and France
✓Financial limitation – Unlimited
✓Network – Full network
✓Pre-existing conditions – New adherents after 1 year with clean record; renewals from day 1
✓Maternity – Delivery after 1 year; complications up to 3,000 after 2 months
✓Newborn – From day 0, free till expiry; incubator up to 25,000
✓Congenital cases (UFA baby) – 25 surgical cases plus additional cases covered
✓Prosthesis – Up to 30,000 per year (breast reconstruction 6,000)
✓Personal accident (death) – 15,000

Additional Benefits

✓International emergency cover – Up to 65,000 abroad plus assistance up to 100,000
✓Organ transplant – 100,000 (A) / 80,000 (B) per lifetime
✓Cancer – Surgery, radiotherapy and chemotherapy covered; IMRT 7,500 per year
✓Immunotherapy – FDA-approved up to 30,000 per lifetime
✓Infertility – Covered
✓Rehabilitation after cardio or cerebro-vascular accident – Covered
✓Multiple sclerosis – Covered
✓Coma – Up to 120 days
✓Psychiatric disorders – Up to 30 days per year
✓Weight control surgery – After 2 years, BMI 40 or 35 with comorbidities
✓Epidemic / pandemic – Up to 30,000 per year
✓No claim bonus – 5% on renewal
✓Hazardous sports – Motor, ATV, diving (amateur) covered

Ambulatory (optional)

✓Limit – Unlimited, excess 0% or 15%
✓Network – Full
✓Waiting period – 12 months (3 months on the reduced-waiting plan)
✓Lab, radiology, MRI, CT, PET scan – Covered
✓Physiotherapy – Covered
✕Check-up and routine examinations – Not covered

Co-NIL · Entry age 0-65 · Guaranteed renewability from day 0 (180 days observation) · Tariff HIT011025 effective 15/10/2025

UFA Lifetime Care Optimum Co-NSSF

UFA Lifetime Care Optimum with NSSF co-insurance — full network, MENA + France; classes A/B. Cost of policy USD 30; last entry age 65 (older bands = renewals only); children aged 26+ priced alone (single-member column). Tariff HIT011025 eff. 15/10/2025.

Garanties

UFA Lifetime Care Optimum Co-NSSF · UFA

Core Cover

✓Class of cover – A and B
✓Geographic coverage – MENA and France
✓Financial limitation – Unlimited
✓Network – Full network
✓Pre-existing conditions – New adherents after 1 year with clean record; renewals from day 1
✓Maternity – Delivery after 1 year; complications up to 3,000 after 2 months
✓Newborn – From day 0, free till expiry; incubator up to 25,000
✓Congenital cases (UFA baby) – 25 surgical cases plus additional cases covered
✓Prosthesis – Up to 30,000 per year (breast reconstruction 6,000)
✓Personal accident (death) – 15,000

Additional Benefits

✓International emergency cover – Up to 65,000 abroad plus assistance up to 100,000
✓Organ transplant – 100,000 (A) / 80,000 (B) per lifetime
✓Cancer – Surgery, radiotherapy and chemotherapy covered; IMRT 7,500 per year
✓Immunotherapy – FDA-approved up to 30,000 per lifetime
✓Infertility – Covered
✓Rehabilitation after cardio or cerebro-vascular accident – Covered
✓Multiple sclerosis – Covered
✓Coma – Up to 120 days
✓Psychiatric disorders – Up to 30 days per year
✓Weight control surgery – After 2 years, BMI 40 or 35 with comorbidities
✓Epidemic / pandemic – Up to 30,000 per year
✓No claim bonus – 5% on renewal
✓Hazardous sports – Motor, ATV, diving (amateur) covered

Ambulatory (optional)

✓Limit – Unlimited, excess 0% or 15%
✓Network – Full
✓Waiting period – 12 months (3 months on the reduced-waiting plan)
✓Lab, radiology, MRI, CT, PET scan – Covered
✓Physiotherapy – Covered
✕Check-up and routine examinations – Not covered

Co-NSSF: NSSF is the first payer, UFA covers the balance · Entry age 0-65 · Guaranteed renewability from day 0 (180 days observation) · Tariff HIT011025 effective 15/10/2025

UFA Lifetime Care Standard

UFA Lifetime Care Standard — co-nil, unlimited, limited network (excl. CMC, KMC, SGO, BMC), Lebanon; classes A/B/SP; ambulatory USD 5,000 at 85% (limited network; 12-month or 3-month reduced waiting). Cost of policy USD 30; last entry age 65 (older bands = renewals only); children aged 26+ priced alone (single-member column). Tariff HIT011025 eff. 15/10/2025.

Garanties

UFA Lifetime Care Standard · UFA

Core Cover

✓Class of cover – A, B and SP
✓Geographic coverage – Lebanon
✓Financial limitation – Unlimited (720 days for GR adherents)
✓Network – Full network for open heart, brain surgery, major burns, cancer and one ER case; limited network (excluding CMC, KMC, SGO, BMC) otherwise
✓Pre-existing conditions – New adherents after 1 year with clean record; renewals from day 1
✓Maternity – Delivery after 1 year; complications up to 3,000 after 2 months
✓Newborn – From day 0, free till expiry; incubator up to 25,000
✓Congenital cases (UFA baby) – 25 surgical cases plus additional cases covered
✓Prosthesis – Up to 30,000 per year (breast reconstruction 6,000)
✓Personal accident (death) – 10,000

Additional Benefits

✕International emergency cover – Not covered
✓Organ transplant – 60,000 (A) / 40,000 (B) / 20,000 (SP) per lifetime
✓Cancer – Surgery, radiotherapy and chemotherapy covered; IMRT 5,500 per year
✕Immunotherapy – Not covered
✓Infertility – Up to 3,000 per year
✕Rehabilitation after cardio or cerebro-vascular accident – Not covered
✓Multiple sclerosis – Up to 10,000
✓Coma – Up to 60 days
✓Psychiatric disorders – Up to 30 days per year
✓Weight control surgery – After 2 years, BMI 40 or 35 with comorbidities, up to 3,000
✓Epidemic / pandemic – Up to 30,000 per year
✓No claim bonus – 5% on renewal
✓Hazardous sports – Motor, ATV, diving (amateur) covered

Ambulatory (optional)

✓Limit – Up to 5,000 per year, 15% excess
✓Network – Limited (or labs and diagnostic centres only)
✓Waiting period – 12 months (3 months on the reduced-waiting plan)
✓Lab, radiology, MRI, CT, PET scan – Covered
✓Physiotherapy – Up to 16 sessions per year
✕Check-up and routine examinations – Not covered

Co-NIL · Entry age 0-65 · Guaranteed renewability from day 0 (180 days observation) · Tariff HIT011025 effective 15/10/2025

UFA Lifetime Care Standard Co-NSSF

UFA Lifetime Care Standard with NSSF co-insurance — limited network, Lebanon; classes A/B/SP. Cost of policy USD 30; last entry age 65 (older bands = renewals only); children aged 26+ priced alone (single-member column). Tariff HIT011025 eff. 15/10/2025.

Garanties

UFA Lifetime Care Standard Co-NSSF · UFA

Core Cover

✓Class of cover – A, B and SP
✓Geographic coverage – Lebanon
✓Financial limitation – Unlimited (720 days for GR adherents)
✓Network – Full network for open heart, brain surgery, major burns, cancer and one ER case; limited network (excluding CMC, KMC, SGO, BMC) otherwise
✓Pre-existing conditions – New adherents after 1 year with clean record; renewals from day 1
✓Maternity – Delivery after 1 year; complications up to 3,000 after 2 months
✓Newborn – From day 0, free till expiry; incubator up to 25,000
✓Congenital cases (UFA baby) – 25 surgical cases plus additional cases covered
✓Prosthesis – Up to 30,000 per year (breast reconstruction 6,000)
✓Personal accident (death) – 10,000

Additional Benefits

✕International emergency cover – Not covered
✓Organ transplant – 60,000 (A) / 40,000 (B) / 20,000 (SP) per lifetime
✓Cancer – Surgery, radiotherapy and chemotherapy covered; IMRT 5,500 per year
✕Immunotherapy – Not covered
✓Infertility – Up to 3,000 per year
✕Rehabilitation after cardio or cerebro-vascular accident – Not covered
✓Multiple sclerosis – Up to 10,000
✓Coma – Up to 60 days
✓Psychiatric disorders – Up to 30 days per year
✓Weight control surgery – After 2 years, BMI 40 or 35 with comorbidities, up to 3,000
✓Epidemic / pandemic – Up to 30,000 per year
✓No claim bonus – 5% on renewal
✓Hazardous sports – Motor, ATV, diving (amateur) covered

Ambulatory (optional)

✓Limit – Up to 5,000 per year, 15% excess
✓Network – Limited (or labs and diagnostic centres only)
✓Waiting period – 12 months (3 months on the reduced-waiting plan)
✓Lab, radiology, MRI, CT, PET scan – Covered
✓Physiotherapy – Up to 16 sessions per year
✕Check-up and routine examinations – Not covered

Co-NSSF: NSSF is the first payer, UFA covers the balance · Entry age 0-65 · Guaranteed renewability from day 0 (180 days observation) · Tariff HIT011025 effective 15/10/2025

Assurance UFA au Liban : plans, garanties et prix

Plans auto (4)

LUX

LUX +

LUX Hybrid and Electrical Including Agency Repair

STANDARD UFA

Plans santé (4)

UFA Lifetime Care Optimum

UFA Lifetime Care Optimum Co-NSSF

UFA Lifetime Care Standard

UFA Lifetime Care Standard Co-NSSF

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