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Compare TPL & compulsory BI for motorcycles — Lebanon 2026

Motorcycles and scooters, by engine size. Below are the TPL options of 6 insurers for this vehicle type, each with the insurer's compulsory BI premium for the same category and what the two cost together. Categories are quoted as each insurer writes them, so check the weight, seats or engine size that fits your vehicle.

Ministry of Interior and Municipalities decision 421-17985 dated 28/08/2026 makes third-party material-damage (TPL) cover compulsory alongside the compulsory bodily-injury (BI) policy (communicated by UFA and Fidelity on 04/09/2026).
Vehicle type
Sort 14 options from 6 insurers

Motorcycle · TPL options with compulsory BI

Benefits side by side

Insurers draw the 125 cc line slightly differently: each insurer's exact wording is in the Category column. Cheapest BI + TPL first. Amounts in USD.

InsurerCategory (insurer's wording)TPLMaterial-damage limitTowingMedicalDeath / disabilityExtrasBIBI + TPL
Smaller engines (below or up to 125 cc)
ALIG Scooters & Motorcycles - Engine < 125 cc USD 25.00 USD 50,000.00 Not covered Not covered Not covered — USD 25.00 USD 50.00
Securite Motorcycle < 125cc USD 25.00 USD 500,000.00 Not stated Not stated Not stated — USD 25.00 USD 50.00
Medgulf Motorcycle ≤125 cc USD 30.00 USD 30,000.00 Not covered Not stated Not stated — USD 25.00 USD 55.00
UFA Motorcycles and Scooters ≤ 125 cc USD 30.00 USD 30,000.00 Not covered (N/A) Not stated Not stated — USD 25.00 USD 55.00
Fidelity Motorcycles - Engine Power < 125 CC (MM3) USD 35.00 USD 50,000.00 Not covered (N/A) N/A N/A — USD 25.00 USD 60.00
Liaassurex Motorcycles - < 125 cc USD 45.00 USD 50,000.00 Not stated Not stated Not stated — USD 25.00 USD 70.00
Liaassurex Motorcycles - < 125 cc USD 50.00 USD 100,000.00 Not stated Not stated Not stated — USD 25.00 USD 75.00
Larger engines (125 cc and above, or above 125 cc)
ALIG Scooters & Motorcycles - Engine ≥ 125 cc USD 30.00 USD 50,000.00 Not covered Not covered Not covered — USD 35.00 USD 65.00
Securite Motorcycle ≥ 125cc USD 30.00 USD 500,000.00 Not stated Not stated Not stated — USD 35.00 USD 65.00
Fidelity Motorcycles - Engine Power ≥ 125 CC (MM3) USD 35.00 USD 50,000.00 Not covered (N/A) N/A N/A — USD 35.00 USD 70.00
Medgulf Motorcycle ≥125 cc USD 35.00 USD 30,000.00 Not covered Not stated Not stated — USD 35.00 USD 70.00
UFA Motorcycles and Scooters > 125 cc USD 35.00 USD 30,000.00 Not covered (N/A) Not stated Not stated — USD 35.00 USD 70.00
Liaassurex Motorcycles - ≥ 125 cc USD 45.00 USD 50,000.00 Not stated Not stated Not stated — USD 35.00 USD 80.00
Liaassurex Motorcycles - ≥ 125 cc USD 50.00 USD 100,000.00 Not stated Not stated Not stated — USD 35.00 USD 85.00
ALIGALIG

Scooters & Motorcycles - Engine < 125 cc

Tariff ref ALIG Motor Tariff - June 2026 · effective 01/06/2026 · BI category: Scooters & Motorcycles - Engine < 125 cc
TPL premium
USD 25.00
Material-damage limit
USD 50,000.00
Compulsory BI
USD 25.00limit USD 500,000.00
BI + TPL total
USD 50.00
Benefits (2)
  • Road assistanceMotorcycles are excluded from road assistance (ALIG tariff page 12)
  • Driver PTD & Death / Medical ExpensesExcluding Motorcycles (ALIG tariff page 11)
ALIGALIG

Scooters & Motorcycles - Engine ≥ 125 cc

Tariff ref ALIG Motor Tariff - June 2026 · effective 01/06/2026 · BI category: Scooters & Motorcycles - Engine ≥ 125 cc
TPL premium
USD 30.00
Material-damage limit
USD 50,000.00
Compulsory BI
USD 35.00limit USD 500,000.00
BI + TPL total
USD 65.00
Benefits (2)
  • Road assistanceMotorcycles are excluded from road assistance (ALIG tariff page 12)
  • Driver PTD & Death / Medical ExpensesExcluding Motorcycles (ALIG tariff page 11)
FidelityFidelity

Motorcycles - Engine Power < 125 CC

Product MM3
Tariff ref ET-LI-23 ed.12 (tariff); ET-AD-07/ED15 (TPL conditions) · effective 15/06/2026 · BI category: Motorcycles - Engine Power < 125 CC
TPL premium
USD 35.00
Material-damage limit
USD 50,000.00
Compulsory BI
USD 25.00limit USD 500,000.00
BI + TPL total
USD 60.00
Benefits (2)
  • TowingN/A
  • Medical expenses / PPD, TPD & DeathN/A
FidelityFidelity

Motorcycles - Engine Power ≥ 125 CC

Product MM3
Tariff ref ET-LI-23 ed.12 (tariff); ET-AD-07/ED15 (TPL conditions) · effective 15/06/2026 · BI category: Motorcycles - Engine Power ≥ 125 CC
TPL premium
USD 35.00
Material-damage limit
USD 50,000.00
Compulsory BI
USD 35.00limit USD 500,000.00
BI + TPL total
USD 70.00
Benefits (2)
  • TowingN/A
  • Medical expenses / PPD, TPD & DeathN/A
LiaassurexLiaassurex

Motorcycles - < 125 cc

Tariff ref MOT-TR-V17-2026-06 · effective 19/06/2026 · BI category: Motorcycles - < 125 cc
TPL premium
USD 45.00
Material-damage limit
USD 50,000.00
Compulsory BI
USD 25.00limit USD 500,000.00
BI + TPL total
USD 70.00

Material damage: LIA's two limit options apply to every motorcycle; the engine size only changes the compulsory BI (below 125 cc: 25.00, 125 cc and above: 35.00).

LiaassurexLiaassurex

Motorcycles - < 125 cc

Tariff ref MOT-TR-V17-2026-06 · effective 19/06/2026 · BI category: Motorcycles - < 125 cc
TPL premium
USD 50.00
Material-damage limit
USD 100,000.00
Compulsory BI
USD 25.00limit USD 500,000.00
BI + TPL total
USD 75.00

Material damage: LIA's two limit options apply to every motorcycle; the engine size only changes the compulsory BI (below 125 cc: 25.00, 125 cc and above: 35.00).

LiaassurexLiaassurex

Motorcycles - ≥ 125 cc

Tariff ref MOT-TR-V17-2026-06 · effective 19/06/2026 · BI category: Motorcycles - ≥ 125 cc
TPL premium
USD 45.00
Material-damage limit
USD 50,000.00
Compulsory BI
USD 35.00limit USD 500,000.00
BI + TPL total
USD 80.00

Material damage: LIA's two limit options apply to every motorcycle; the engine size only changes the compulsory BI (below 125 cc: 25.00, 125 cc and above: 35.00).

LiaassurexLiaassurex

Motorcycles - ≥ 125 cc

Tariff ref MOT-TR-V17-2026-06 · effective 19/06/2026 · BI category: Motorcycles - ≥ 125 cc
TPL premium
USD 50.00
Material-damage limit
USD 100,000.00
Compulsory BI
USD 35.00limit USD 500,000.00
BI + TPL total
USD 85.00

Material damage: LIA's two limit options apply to every motorcycle; the engine size only changes the compulsory BI (below 125 cc: 25.00, 125 cc and above: 35.00).

MedgulfMedgulf

Motorcycle ≤125 cc

Tariff ref MOTOR THIRD PARTY LIABILITY TARIFF Effective 01-08-2026 · effective 01/08/2026 · BI: NEW OBLIATORY TARIFF STARTING 01/05/2025 · effective 01/05/2025 · BI category: Motorcycles below 125 cc
TPL premium
USD 30.00
Material-damage limit
USD 30,000.00
Compulsory BI
USD 25.00limit USD 500,000.00
BI + TPL total
USD 55.00
Benefits (1)
  • TowingTowing not covered

Medgulf's TPL tariff writes ≤125 cc and ≥125 cc; its compulsory tariff: below 125 cc = 25.00, 125 cc and above = 35.00.

MedgulfMedgulf

Motorcycle ≥125 cc

Tariff ref MOTOR THIRD PARTY LIABILITY TARIFF Effective 01-08-2026 · effective 01/08/2026 · BI: NEW OBLIATORY TARIFF STARTING 01/05/2025 · effective 01/05/2025 · BI category: Motorcycles of 125 cc and above
TPL premium
USD 35.00
Material-damage limit
USD 30,000.00
Compulsory BI
USD 35.00limit USD 500,000.00
BI + TPL total
USD 70.00
Benefits (1)
  • TowingTowing not covered

Medgulf's TPL tariff writes ≤125 cc and ≥125 cc; its compulsory tariff: below 125 cc = 25.00, 125 cc and above = 35.00.

SecuriteSecurite

Motorcycle < 125cc

Tariff ref Securite Assurance V2. 2026 · effective 01/07/2026 · BI category: Motorcycle < 125 cc
TPL premium
USD 25.00
Material-damage limit
USD 500,000.00
Compulsory BI
USD 25.00limit USD 500,000.00
BI + TPL total
USD 50.00

Premiums are payable in Fresh USD.

SecuriteSecurite

Motorcycle ≥ 125cc

Tariff ref Securite Assurance V2. 2026 · effective 01/07/2026 · BI category: Motorcycle ≥ 125 cc
TPL premium
USD 30.00
Material-damage limit
USD 500,000.00
Compulsory BI
USD 35.00limit USD 500,000.00
BI + TPL total
USD 65.00

Premiums are payable in Fresh USD.

UFAUFA

Motorcycles and Scooters ≤ 125 cc

Tariff ref MIT-09/0726 · effective 01/07/2026 · BI category: Motorcycles and Scooters ≤ 125 cc
TPL premium
USD 30.00
Material-damage limit
USD 30,000.00
Compulsory BI
USD 25.00limit USD 500,000.00
BI + TPL total
USD 55.00
Benefits (1)
  • TowingTowing service N/A
UFAUFA

Motorcycles and Scooters > 125 cc

Tariff ref MIT-09/0726 · effective 01/07/2026 · BI category: Motorcycles and Scooters > 125 cc
TPL premium
USD 35.00
Material-damage limit
USD 30,000.00
Compulsory BI
USD 35.00limit USD 500,000.00
BI + TPL total
USD 70.00
Benefits (1)
  • TowingTowing service N/A

Prices exclude policy fees unless stated. Premiums in USD, as published in each insurer's tariff. Categories and benefits are quoted as written by the insurer; "Not stated" means the tariff gives no figure for that category. Other vehicle types: use the selector above.

Sources

  • ALIG: tariff ref ALIG Motor Tariff - June 2026 · effective 01/06/2026 (new TPL material-damage rates apply from 01/07/2026)
  • Fidelity: tariff ref ET-LI-23 ed.12 (tariff); ET-AD-07/ED15 (TPL conditions) · effective 15/06/2026
  • Liaassurex: tariff ref MOT-TR-V17-2026-06 · effective 19/06/2026 (new business immediately, renewals starting in July)
  • Medgulf: tariff ref MOTOR THIRD PARTY LIABILITY TARIFF Effective 01-08-2026 · effective 01/08/2026 · compulsory BI: NEW OBLIATORY TARIFF STARTING 01/05/2025 · effective 01/05/2025
  • Securite: tariff ref Securite Assurance V2. 2026 · effective 01/07/2026 (applied from 30/06/2026 5:00 pm)
  • UFA: tariff ref MIT-09/0726 · effective 01/07/2026

Figures from the insurers' tariffs as received by Kite Insurance Broker, checked 11/09/2026.

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