Tractors, construction machinery, ambulances and civil-defence vehicles. Below are the TPL options of 3 insurers for this vehicle type, each with the insurer's compulsory BI premium for the same category and what the two cost together. Categories are quoted as each insurer writes them, so check the weight, seats or engine size that fits your vehicle.
Benefits are as each insurer states them for this category ('Not stated' means the tariff gives no figure; 'N/A' is the insurer's own wording). Amounts in USD.
| Insurer | Category (insurer's wording) | TPL | Material-damage limit | Towing | Medical | Death / disability | Extras | BI | BI + TPL |
|---|---|---|---|---|---|---|---|---|---|
 Fidelity |
Tractors, Bulldozers, Excavators and Similar Machineries (MC4) | USD 120.00 | USD 100,000.00 | Not covered (N/A) | N/A | N/A | — | USD 100.00 | USD 220.00 |
| Fidelity |
Ambulances, Civil Defence & Driving Teaching Vehicles - Station & Van (MC4) | USD 100.00 | USD 100,000.00 | Not covered (N/A) | N/A | N/A | — | USD 100.00 | USD 200.00 |
 Liaassurex |
Tractors, Agricultural Equipment* | USD 155.00 | USD 50,000.00 | Not stated | Not stated | Not stated | Needs LIA prior approval | USD 100.00 | USD 255.00 |
| Liaassurex |
Tractors, Agricultural Equipment* | USD 185.00 | USD 100,000.00 | Not stated | Not stated | Not stated | Needs LIA prior approval | USD 100.00 | USD 285.00 |
| Liaassurex |
Bulldozers, Loaders, Excavators, …* | USD 220.00 | USD 50,000.00 | Not stated | Not stated | Not stated | Needs LIA prior approval | USD 100.00 | USD 320.00 |
| Liaassurex |
Bulldozers, Loaders, Excavators, …* | USD 245.00 | USD 100,000.00 | Not stated | Not stated | Not stated | Needs LIA prior approval | USD 100.00 | USD 345.00 |
| Liaassurex |
Transit concrete mixers, concrete pumps* | USD 220.00 | USD 50,000.00 | Not stated | Not stated | Not stated | Needs LIA prior approval | USD 200.00 | USD 420.00 |
| Liaassurex |
Transit concrete mixers, concrete pumps* | USD 245.00 | USD 100,000.00 | Not stated | Not stated | Not stated | Needs LIA prior approval | USD 200.00 | USD 445.00 |
 Medgulf |
Heavy Duty Equipments (Cement Mixer, Front Loader, Tractor and the like) | USD 120.00 | USD 50,000.00 | Not covered | Not stated | Not stated | — | USD 100.00 | USD 220.00 |
| Medgulf |
Heavy Duty Equipments (Cement Mixer, Front Loader, Tractor and the like) | USD 170.00 | USD 100,000.00 | Not covered | Not stated | Not stated | — | USD 100.00 | USD 270.00 |
| Medgulf |
Ambulance & Civil Defence | USD 175.00 | USD 25,000.00 | Not covered | Not stated | Not stated | Needs Medgulf management approval | USD 100.00 | USD 275.00 |
FidelityFidelityLiaassurex* Subject to prior approval of LIA Assurex S.A.L
Liaassurex* Subject to prior approval of LIA Assurex S.A.L
Liaassurex* Subject to prior approval of LIA Assurex S.A.L
Liaassurex* Subject to prior approval of LIA Assurex S.A.L
Liaassurex* Subject to prior approval of LIA Assurex S.A.L
Liaassurex* Subject to prior approval of LIA Assurex S.A.L
MedgulfCompulsory BI shown: Medgulf's category for tractors, bulldozers, loaders, water-well drilling machines and all similar machines (100.00, limit 500,000.00). Cement mixers are not named in that tariff; one registered as a truck falls under trucks and non-flammable tankers (200.00, limit 665,000.00).
MedgulfCompulsory BI shown: Medgulf's category for tractors, bulldozers, loaders, water-well drilling machines and all similar machines (100.00, limit 500,000.00). Cement mixers are not named in that tariff; one registered as a truck falls under trucks and non-flammable tankers (200.00, limit 665,000.00).
MedgulfNeeds Medgulf management approval.
Prices exclude policy fees unless stated. Premiums in USD, as published in each insurer's tariff. Categories and benefits are quoted as written by the insurer; "Not stated" means the tariff gives no figure for that category. Other vehicle types: use the selector above.
Figures from the insurers' tariffs as received by Kite Insurance Broker, checked 11/09/2026.
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