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Compare TPL & compulsory BI for taxis — Lebanon 2026

Taxis and other cars registered for public passenger transport. Below are the TPL options of 3 insurers for this vehicle type, each with the insurer's compulsory BI premium for the same category and what the two cost together. Categories are quoted as each insurer writes them, so check the weight, seats or engine size that fits your vehicle.

Ministry of Interior and Municipalities decision 421-17985 dated 28/08/2026 makes third-party material-damage (TPL) cover compulsory alongside the compulsory bodily-injury (BI) policy (communicated by UFA and Fidelity on 04/09/2026).

Vehicle type

Sort 3 options from 3 insurers

Taxi / public car · TPL options with compulsory BI

Benefits side by side

Towing, medical and death or disability benefits are as each insurer states them for this category ('Not stated' means the tariff gives no figure). Amounts in USD.

Insurer	Category (insurer's wording)	TPL	Material-damage limit	Towing	Medical	Death / disability	Extras	BI	BI + TPL
Fidelity	TAXI Touristic Cars (MTC)	USD 90.00	USD 200,000.00	Accident unlimited + 1 breakdown tow up to 35 km	1,500.00 (driver only)	5,000.00 (driver only)	—	USD 90.00	USD 180.00
Medgulf	TAXI	USD 85.00	USD 150,000.00	Not stated	Not stated	Not stated	Needs Medgulf management approval	USD 90.00	USD 175.00
UFA	Taxis (Driver)	USD 80.00	USD 150,000.00	Accident unlimited + 1 breakdown tow up to 35 km	1,500.00 (driver)	2,500.00 (driver)	Telescopic towing included	USD 90.00	USD 170.00

TAXI Touristic Cars

Product MTC

Tariff ref ET-LI-23 ed.12 (tariff); ET-AD-07/ED15 (TPL conditions) · effective 15/06/2026 · BI category: TAXI Touristic Cars

TPL premium: USD 90.00
Material-damage limit: USD 200,000.00
Compulsory BI: USD 90.00limit USD 500,000.00
BI + TPL total: USD 180.00

Benefits (5)

Towing - accident (A)Unlimited tows, unlimited distance
Towing - mechanical/electrical (M/E)1 tow, up to 35 km
Medical expenses1,500.00
PPD, TPD & Death5,000.00
Personal-accident beneficiariesDriver only (taxis)

TAXI

Tariff ref MOTOR THIRD PARTY LIABILITY TARIFF Effective 01-08-2026 · effective 01/08/2026 · BI: NEW OBLIATORY TARIFF STARTING 01/05/2025 · effective 01/05/2025 · BI category: Tourist taxi cars

TPL premium: USD 85.00
Material-damage limit: USD 150,000.00
Compulsory BI: USD 90.00limit USD 500,000.00
BI + TPL total: USD 175.00

Benefits (1)

Management approvalNEED MANAGEMENT APPROVAL

Needs Medgulf management approval.

Taxis (Driver)

Tariff ref MIT-09/0726 · effective 01/07/2026 · BI category: Taxis (Driver)

TPL premium: USD 80.00
Material-damage limit: USD 150,000.00
Compulsory BI: USD 90.00limit USD 500,000.00
BI + TPL total: USD 170.00

Benefits (3)

TowingUnlimited towing service due to accidents with Unlimited mileage; One mechanical or electrical breakdown service, up to 35 km (including telescopic towing)
Medical Expenses (driver)USD 1,500.00 Per Person
Death and PTD (driver)USD 2,500.00 Per Person

Prices exclude policy fees unless stated. Premiums in USD, as published in each insurer's tariff. Categories and benefits are quoted as written by the insurer; "Not stated" means the tariff gives no figure for that category. Other vehicle types: use the selector above.

Sources

Fidelity: tariff ref ET-LI-23 ed.12 (tariff); ET-AD-07/ED15 (TPL conditions) · effective 15/06/2026
Medgulf: tariff ref MOTOR THIRD PARTY LIABILITY TARIFF Effective 01-08-2026 · effective 01/08/2026 · compulsory BI: NEW OBLIATORY TARIFF STARTING 01/05/2025 · effective 01/05/2025
UFA: tariff ref MIT-09/0726 · effective 01/07/2026

Figures from the insurers' tariffs as received by Kite Insurance Broker, checked 11/09/2026.

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